Zions Bancorporation, N.A.

Established in 1873

About Zions Bancorporation, N.A.

Zions Bancorporation, N.A. was established on 1873. The bank's headquarters are located at 1 S Main Street in Salt Lake City, Utah.

Zions Bancorporation, N.A. is an FDIC insured bank with FDIC number 2270 managing assets to the value of $81,479,376 as of 12/31/2020.

Zions Bancorporation, N.A. has a Texas ratio of 4.43%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

4.43%
Texas Ratio
FDIC Certificate #

2270

Active Insured Since #

1/1/1934

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $81,479,376
Equity Capital $7,885,967
Total Deposits $69,653,429
Total Liabilities $73,593,409
Total Securities $16,367,026
Net Loans And Leases $52,780,004
Loan Loss Allowance $776,529
Total Loans And Leases $53,556,533
YTD (as of 12/31/2020)
Return On Assets 0.72%
Return On Equity 7.10%
Total Interest Income $2,370,098
Total Interest Expense $152,683
Total Non Interest Income $570,166
Total Non Interest Expense $1,731,480

Headquarters

1 S Main Street 84133, Salt Lake City

Zions Bancorporation, N.A. branches near me

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Total Loans and Leases Statistics

Total Loans and Leases $53,556,533 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020

Zions Bancorporation, N.A. Mortgage Loans Profile

Classic Bank

54.54%

Application Approval Rate

Classic Bank

$319,827

Average Mortgage Loan Amount

Classic Bank

29,727

Number of Loan Applications

Classic Bank

$199,275

Average Income of Applicants with Approved Loans

Classic Bank

1.30%

Average Cost of Loans

Classic Bank

35.10%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 Clark

Number of Loan Applications
3,037
Average Loan Amount
$274,918
Approval Rate
52.19%
Average Income of Approved Loans’ Applicants
$166,401

2 Harris

Number of Loan Applications
3,030
Average Loan Amount
$407,665
Approval Rate
51.39%
Average Income of Approved Loans’ Applicants
$233,627

3 Salt Lake

Number of Loan Applications
1,868
Average Loan Amount
$337,183
Approval Rate
55.67%
Average Income of Approved Loans’ Applicants
$198,833

4 Maricopa

Number of Loan Applications
1,591
Average Loan Amount
$317,402
Approval Rate
54.68%
Average Income of Approved Loans’ Applicants
$205,257

5 Los Angeles

Number of Loan Applications
938
Average Loan Amount
$587,523
Approval Rate
46.91%
Average Income of Approved Loans’ Applicants
$342,531

6 Utah

Number of Loan Applications
851
Average Loan Amount
$304,286
Approval Rate
60.87%
Average Income of Approved Loans’ Applicants
$202,250

Top States by Number of Mortgage Loan Applications

1 Utah

Number of Loan Applications
5,959
Average Loan Amount
$312,704
Approval Rate
58.77%
Average Income of Approved Loans’ Applicants
$198,162

2 Texas

Number of Loan Applications
5,918
Average Loan Amount
$382,701
Approval Rate
50.79%
Average Income of Approved Loans’ Applicants
$224,894

3 Colorado

Number of Loan Applications
4,306
Average Loan Amount
$244,878
Approval Rate
59.17%
Average Income of Approved Loans’ Applicants
$175,070

4 Arizona

Number of Loan Applications
4,229
Average Loan Amount
$241,356
Approval Rate
52.31%
Average Income of Approved Loans’ Applicants
$151,658

5 Nevada

Number of Loan Applications
3,991
Average Loan Amount
$250,220
Approval Rate
52.84%
Average Income of Approved Loans’ Applicants
$153,679

6 California

Number of Loan Applications
3,246
Average Loan Amount
$548,448
Approval Rate
50.83%
Average Income of Approved Loans’ Applicants
$301,255