UNICO Bank

Established in 1901

About UNICO Bank

UNICO Bank was established on 1901. The bank's headquarters are located at 625 Veterans Drive in Mineral Point, Missouri.

UNICO Bank is an FDIC insured bank with FDIC number 10608 managing assets to the value of $377,190 as of 12/31/2020.

UNICO Bank has a Texas ratio of 22.36%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

22.36%
Texas Ratio
FDIC Certificate #

10608

Active Insured Since #

1/1/1934

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $377,190
Equity Capital $30,349
Total Deposits $345,949
Total Liabilities $346,841
Total Securities $30,197
Net Loans And Leases $291,617
Loan Loss Allowance $2,089
Total Loans And Leases $293,711
YTD (as of 12/31/2020)
Return On Assets 0.70%
Return On Equity 8.56%
Total Interest Income $15,614
Total Interest Expense $3,645
Total Non Interest Income $2,986
Total Non Interest Expense $11,951

Headquarters

625 Veterans Drive 63660, Mineral Point

UNICO Bank branches near me

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Total Loans and Leases Statistics

Total Loans and Leases $293,711 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020

UNICO Bank Mortgage Loans Profile

Classic Bank

77.53%

Application Approval Rate

Classic Bank

$125,242

Average Mortgage Loan Amount

Classic Bank

267

Number of Loan Applications

Classic Bank

$85,835

Average Income of Applicants with Approved Loans

Classic Bank

0.00%

Average Cost of Loans

Classic Bank

0.00%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 Washington

Number of Loan Applications
67
Average Loan Amount
$73,519
Approval Rate
80.60%
Average Income of Approved Loans’ Applicants
$63,745

2 Poinsett

Number of Loan Applications
44
Average Loan Amount
$52,200
Approval Rate
56.82%
Average Income of Approved Loans’ Applicants
$61,217

3 Greene

Number of Loan Applications
41
Average Loan Amount
$209,242
Approval Rate
80.49%
Average Income of Approved Loans’ Applicants
$122,143

4 St Francois

Number of Loan Applications
38
Average Loan Amount
$118,429
Approval Rate
92.11%
Average Income of Approved Loans’ Applicants
$66,533

5 Craighead

Number of Loan Applications
22
Average Loan Amount
$156,579
Approval Rate
86.36%
Average Income of Approved Loans’ Applicants
$143,000

6 Dunklin

Number of Loan Applications
19
Average Loan Amount
$56,667
Approval Rate
63.16%
Average Income of Approved Loans’ Applicants
$61,700

Top States by Number of Mortgage Loan Applications

1 Missouri

Number of Loan Applications
148
Average Loan Amount
$113,770
Approval Rate
82.43%
Average Income of Approved Loans’ Applicants
$74,200

2 Arkansas

Number of Loan Applications
118
Average Loan Amount
$137,976
Approval Rate
71.19%
Average Income of Approved Loans’ Applicants
$105,227

3 Florida

Number of Loan Applications
1
Average Loan Amount
$455,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$0