UNICO Bank
Established in 1901
About UNICO Bank
UNICO Bank was established on 1901. The bank's headquarters are located at 625 Veterans Drive in Mineral Point, Missouri.
UNICO Bank is an FDIC insured bank with FDIC number 10608 managing assets to the value of $377,190 as of 12/31/2020.
UNICO Bank has a Texas ratio of 22.36%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.
About the Bank
FDIC Certificate #
10608
Active Insured Since #
1/1/1934
Financial Profile
Dollar figures in thousands (000's)
| As of 12/31/2020 | |
|---|---|
| Total Assets | $377,190 |
| Equity Capital | $30,349 |
| Total Deposits | $345,949 |
| Total Liabilities | $346,841 |
| Total Securities | $30,197 |
| Net Loans And Leases | $291,617 |
| Loan Loss Allowance | $2,089 |
| Total Loans And Leases | $293,711 |
| YTD (as of 12/31/2020) | |
|---|---|
| Return On Assets | 0.70% |
| Return On Equity | 8.56% |
| Total Interest Income | $15,614 |
| Total Interest Expense | $3,645 |
| Total Non Interest Income | $2,986 |
| Total Non Interest Expense | $11,951 |
Headquarters
625 Veterans Drive 63660, Mineral PointUNICO Bank branches near me
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Total Loans and Leases Statistics
Total Loans and Leases $293,711 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020UNICO Bank Mortgage Loans Profile
77.53%
Application Approval Rate
$125,242
Average Mortgage Loan Amount
267
Number of Loan Applications
$85,835
Average Income of Applicants with Approved Loans
0.00%
Average Cost of Loans
0.00%
Average Debt to Income Ratio
Distribution of Mortgage Loans
Top Counties by Number of Mortgage Loan Applications
1 Washington
67
$73,519
80.60%
$63,745
2 Poinsett
44
$52,200
56.82%
$61,217
3 Greene
41
$209,242
80.49%
$122,143
4 St Francois
38
$118,429
92.11%
$66,533
5 Craighead
22
$156,579
86.36%
$143,000
6 Dunklin
19
$56,667
63.16%
$61,700
Top States by Number of Mortgage Loan Applications
1 Missouri
148
$113,770
82.43%
$74,200
2 Arkansas
118
$137,976
71.19%
$105,227
3 Florida
1
$455,000
100.00%
$0