Umpqua Bank

Established in 1953

About Umpqua Bank

Umpqua Bank was established on 1953. The bank's headquarters are located at 445 S.E. Main Street in Roseburg, Oregon.

Umpqua Bank is an FDIC insured bank with FDIC number 17266 managing assets to the value of $29,231,539 as of 12/31/2020.

Umpqua Bank has a Texas ratio of 2.14%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

2.14%
Texas Ratio
FDIC Certificate #

17266

Active Insured Since #

9/11/1953

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $29,231,539
Equity Capital $2,913,649
Total Deposits $24,761,618
Total Liabilities $26,317,890
Total Securities $3,005,795
Net Loans And Leases $22,217,191
Loan Loss Allowance $328,401
Total Loans And Leases $22,545,592
YTD (as of 12/31/2020)
Return On Assets -5.22%
Return On Equity -47.87%
Total Interest Income $1,016,987
Total Interest Expense $115,446
Total Non Interest Income $388,564
Total Non Interest Expense $2,538,958

Headquarters

445 S.E. Main Street 97470, Roseburg

Umpqua Bank branches near me

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Total Loans and Leases Statistics

Total Loans and Leases $22,545,592 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020

Umpqua Bank Mortgage Loans Profile

Classic Bank

72.50%

Application Approval Rate

Classic Bank

$350,577

Average Mortgage Loan Amount

Classic Bank

25,586

Number of Loan Applications

Classic Bank

$158,345

Average Income of Applicants with Approved Loans

Classic Bank

1.47%

Average Cost of Loans

Classic Bank

35.56%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 King

Number of Loan Applications
2,126
Average Loan Amount
$583,511
Approval Rate
75.49%
Average Income of Approved Loans’ Applicants
$224,431

2 Whatcom

Number of Loan Applications
1,380
Average Loan Amount
$315,326
Approval Rate
75.58%
Average Income of Approved Loans’ Applicants
$117,740

3 Multnomah

Number of Loan Applications
1,356
Average Loan Amount
$373,962
Approval Rate
73.16%
Average Income of Approved Loans’ Applicants
$155,040

4 Clark

Number of Loan Applications
1,338
Average Loan Amount
$314,320
Approval Rate
75.86%
Average Income of Approved Loans’ Applicants
$301,083

5 Douglas

Number of Loan Applications
800
Average Loan Amount
$202,073
Approval Rate
71.75%
Average Income of Approved Loans’ Applicants
$92,383

6 Pierce

Number of Loan Applications
791
Average Loan Amount
$330,473
Approval Rate
73.45%
Average Income of Approved Loans’ Applicants
$126,086

Top States by Number of Mortgage Loan Applications

1 Washington

Number of Loan Applications
10,145
Average Loan Amount
$356,208
Approval Rate
74.07%
Average Income of Approved Loans’ Applicants
$165,066

2 Oregon

Number of Loan Applications
9,268
Average Loan Amount
$294,891
Approval Rate
72.40%
Average Income of Approved Loans’ Applicants
$131,834

3 California

Number of Loan Applications
4,588
Average Loan Amount
$476,858
Approval Rate
69.90%
Average Income of Approved Loans’ Applicants
$204,071

4 Idaho

Number of Loan Applications
969
Average Loan Amount
$232,115
Approval Rate
69.04%
Average Income of Approved Loans’ Applicants
$107,108

5 Nevada

Number of Loan Applications
452
Average Loan Amount
$358,609
Approval Rate
72.35%
Average Income of Approved Loans’ Applicants
$189,141

6 Arizona

Number of Loan Applications
92
Average Loan Amount
$316,918
Approval Rate
79.35%
Average Income of Approved Loans’ Applicants
$186,536