About U.S. Bank National Association

U.S. Bank National Association was established on 1863. The bank's headquarters are located at 425 Walnut Street in Cincinnati, Ohio. It has 5 branches.

U.S. Bank National Association is an FDIC insured bank with FDIC number 6548 managing assets to the value of $544,774,160 as of 12/31/2020.

U.S. Bank National Association has a Texas ratio of 5.86%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

5.86%
Texas Ratio
FDIC Certificate #

6548

Active Insured Since #

1/1/1934

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $544,774,160
Equity Capital $53,389,037
Total Deposits $442,835,836
Total Liabilities $491,385,123
Total Securities $135,372,305
Net Loans And Leases $299,153,643
Loan Loss Allowance $7,314,229
Total Loans And Leases $306,467,872
YTD (as of 12/31/2020)
Return On Assets 0.94%
Return On Equity 9.72%
Total Interest Income $14,751,166
Total Interest Expense $1,695,066
Total Non Interest Income $9,566,050
Total Non Interest Expense $13,264,435

Headquarters

425 Walnut Street 45202, Cincinnati

U.S. Bank National Association branches near me

303.94 miles
302.13 miles
287.33 miles

Total Loans and Leases Statistics

Total Loans and Leases $306,467,872 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020

U.S. Bank National Association Mortgage Loans Profile

Classic Bank

38.11%

Application Approval Rate

Classic Bank

$284,562

Average Mortgage Loan Amount

Classic Bank

380,370

Number of Loan Applications

Classic Bank

$160,942

Average Income of Applicants with Approved Loans

Classic Bank

0.89%

Average Cost of Loans

Classic Bank

34.82%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 Maricopa

Number of Loan Applications
12,017
Average Loan Amount
$336,814
Approval Rate
30.87%
Average Income of Approved Loans’ Applicants
$181,471

2 Los Angeles

Number of Loan Applications
11,458
Average Loan Amount
$529,332
Approval Rate
47.12%
Average Income of Approved Loans’ Applicants
$244,764

3 Cook

Number of Loan Applications
11,136
Average Loan Amount
$291,390
Approval Rate
31.02%
Average Income of Approved Loans’ Applicants
$167,313

4 Hennepin

Number of Loan Applications
8,333
Average Loan Amount
$245,195
Approval Rate
44.22%
Average Income of Approved Loans’ Applicants
$182,289

5 Clark

Number of Loan Applications
8,224
Average Loan Amount
$218,869
Approval Rate
29.67%
Average Income of Approved Loans’ Applicants
$125,989

6 San Diego

Number of Loan Applications
5,454
Average Loan Amount
$531,139
Approval Rate
51.85%
Average Income of Approved Loans’ Applicants
$271,673

Top States by Number of Mortgage Loan Applications

1 California

Number of Loan Applications
53,033
Average Loan Amount
$502,955
Approval Rate
48.58%
Average Income of Approved Loans’ Applicants
$231,452

2 Minnesota

Number of Loan Applications
31,378
Average Loan Amount
$198,196
Approval Rate
42.27%
Average Income of Approved Loans’ Applicants
$146,026

3 Illinois

Number of Loan Applications
26,258
Average Loan Amount
$224,044
Approval Rate
32.51%
Average Income of Approved Loans’ Applicants
$141,304

4 Ohio

Number of Loan Applications
24,135
Average Loan Amount
$134,822
Approval Rate
32.74%
Average Income of Approved Loans’ Applicants
$101,958

5 Arizona

Number of Loan Applications
18,262
Average Loan Amount
$306,367
Approval Rate
27.23%
Average Income of Approved Loans’ Applicants
$167,673

6 Missouri

Number of Loan Applications
17,005
Average Loan Amount
$163,957
Approval Rate
45.05%
Average Income of Approved Loans’ Applicants
$119,237