Truist Bank

Established in 1872

About Truist Bank

Truist Bank was established on 1872. The bank's headquarters are located at 214 N Tryon St in Charlotte, North Carolina. It has 5 branches.

Truist Bank is an FDIC insured bank with FDIC number 9846 managing assets to the value of $532,080,000 as of 9/30/2022.

Truist Bank has a Texas ratio of 4.82%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

4.82%
Texas Ratio
FDIC Certificate #

9846

Active Insured Since #

1/1/1934

Financial Profile

Dollar figures in thousands (000's)

As of 9/30/2022
Total Assets $532,080,000
Equity Capital $58,257,000
Total Deposits $435,443,000
Total Liabilities $473,823,000
Total Securities $139,944,000
Net Loans And Leases $299,895,000
Loan Loss Allowance $3,458,000
Total Loans And Leases $303,353,000
YTD (as of 9/30/2022)
Return On Assets 1,008,771,500.00%
Return On Equity 8,739,624,000.00%
Total Interest Income $6,618,000
Total Interest Expense $300,000
Total Non Interest Income $3,782,000
Total Non Interest Expense $6,613,000

Headquarters

214 N Tryon St 28202, Charlotte

Truist Bank branches near me

25.08 miles
23.68 miles
26.54 miles
27.74 miles
23.08 miles

Total Loans and Leases Statistics

Total Loans and Leases $303,353,000 In thousands (000's) * All data provided by fdic.gov updated 9/30/2022

Truist Bank Mortgage Loans Profile

Classic Bank

42.14%

Application Approval Rate

Classic Bank

$224,857

Average Mortgage Loan Amount

Classic Bank

139,295

Number of Loan Applications

Classic Bank

$213,886

Average Income of Applicants with Approved Loans

Classic Bank

11,723,200.00%

Average Cost of Loans

Classic Bank

31,800.00%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 Wake

Number of Loan Applications
2,874
Average Loan Amount
$289,560
Approval Rate
62.80%
Average Income of Approved Loans’ Applicants
$162,143

2 Fairfax

Number of Loan Applications
2,268
Average Loan Amount
$323,753
Approval Rate
41.71%
Average Income of Approved Loans’ Applicants
$217,972

3 Mecklenburg

Number of Loan Applications
2,242
Average Loan Amount
$283,887
Approval Rate
59.32%
Average Income of Approved Loans’ Applicants
$199,117

4 Broward

Number of Loan Applications
1,541
Average Loan Amount
$241,521
Approval Rate
40.10%
Average Income of Approved Loans’ Applicants
$180,056

5 Montgomery

Number of Loan Applications
1,399
Average Loan Amount
$333,150
Approval Rate
37.10%
Average Income of Approved Loans’ Applicants
$201,136

6 Miami-Dade

Number of Loan Applications
1,381
Average Loan Amount
$390,612
Approval Rate
37.29%
Average Income of Approved Loans’ Applicants
$207,185

Top States by Number of Mortgage Loan Applications

1 North Carolina

Number of Loan Applications
25,040
Average Loan Amount
$204,593
Approval Rate
61.21%
Average Income of Approved Loans’ Applicants
$132,312

2 Florida

Number of Loan Applications
17,959
Average Loan Amount
$274,679
Approval Rate
45.34%
Average Income of Approved Loans’ Applicants
$650,915

3 Virginia

Number of Loan Applications
16,682
Average Loan Amount
$185,294
Approval Rate
49.29%
Average Income of Approved Loans’ Applicants
$169,916

4 Georgia

Number of Loan Applications
9,872
Average Loan Amount
$213,388
Approval Rate
45.01%
Average Income of Approved Loans’ Applicants
$149,978

5 Maryland

Number of Loan Applications
8,359
Average Loan Amount
$212,181
Approval Rate
44.01%
Average Income of Approved Loans’ Applicants
$150,544

6 South Carolina

Number of Loan Applications
8,069
Average Loan Amount
$180,901
Approval Rate
55.84%
Average Income of Approved Loans’ Applicants
$121,236