About The First National Bank of Lawrence County at Walnut Ridge

The First National Bank of Lawrence County at Walnut Ridge was established on 1919. The bank's headquarters are located at 202 West Main Street in Walnut Ridge, Arkansas.

The First National Bank of Lawrence County at Walnut Ridge is an FDIC insured bank with FDIC number 3896 managing assets to the value of $262,579 as of 12/31/2020.

The First National Bank of Lawrence County at Walnut Ridge has a Texas ratio of 1.61%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

1.61%
Texas Ratio
FDIC Certificate #

3896

Active Insured Since #

1/1/1934

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $262,579
Equity Capital $27,054
Total Deposits $234,630
Total Liabilities $235,525
Total Securities $82,736
Net Loans And Leases $129,409
Loan Loss Allowance $1,502
Total Loans And Leases $130,911
YTD (as of 12/31/2020)
Return On Assets 1.14%
Return On Equity 10.70%
Total Interest Income $8,655
Total Interest Expense $1,138
Total Non Interest Income $1,766
Total Non Interest Expense $6,491

Headquarters

202 West Main Street 72476, Walnut Ridge

The First National Bank of Lawrence County at Walnut Ridge branches near me

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Total Loans and Leases Statistics

Total Loans and Leases $130,911 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020

The First National Bank of Lawrence County at Walnut Ridge Mortgage Loans Profile

Classic Bank

69.01%

Application Approval Rate

Classic Bank

$87,245

Average Mortgage Loan Amount

Classic Bank

142

Number of Loan Applications

Classic Bank

$110,295

Average Income of Applicants with Approved Loans

Classic Bank

0.00%

Average Cost of Loans

Classic Bank

0.00%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 Lawrence

Number of Loan Applications
74
Average Loan Amount
$75,652
Approval Rate
62.16%
Average Income of Approved Loans’ Applicants
$85,372

2 Randolph

Number of Loan Applications
53
Average Loan Amount
$79,884
Approval Rate
81.13%
Average Income of Approved Loans’ Applicants
$126,162

3 Craighead

Number of Loan Applications
5
Average Loan Amount
$189,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$246,000

4 Greene

Number of Loan Applications
4
Average Loan Amount
$125,000
Approval Rate
25.00%
Average Income of Approved Loans’ Applicants
$81,000

5 Sharp

Number of Loan Applications
3
Average Loan Amount
$115,000
Approval Rate
66.67%
Average Income of Approved Loans’ Applicants
$106,500

6 Fulton

Number of Loan Applications
2
Average Loan Amount
$0
Approval Rate
0.00%
Average Income of Approved Loans’ Applicants
$0

Top States by Number of Mortgage Loan Applications

1 Arkansas

Number of Loan Applications
142
Average Loan Amount
$87,245
Approval Rate
69.01%
Average Income of Approved Loans’ Applicants
$110,295