About The First National Bank of Hartford

The First National Bank of Hartford was established on 1905. The bank's headquarters are located at 101 Third Avenue South in Hartford, Alabama.

The First National Bank of Hartford is an FDIC insured bank with FDIC number 2804 managing assets to the value of $125,768 as of 12/31/2020.

The First National Bank of Hartford has a Texas ratio of 6.05%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

6.05%
Texas Ratio
FDIC Certificate #

2804

Active Insured Since #

1/1/1934

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $125,768
Equity Capital $19,349
Total Deposits $105,816
Total Liabilities $106,419
Total Securities $35,726
Net Loans And Leases $67,421
Loan Loss Allowance $965
Total Loans And Leases $68,386
YTD (as of 12/31/2020)
Return On Assets 0.58%
Return On Equity 3.87%
Total Interest Income $5,224
Total Interest Expense $806
Total Non Interest Income $1,891
Total Non Interest Expense $5,218

Headquarters

101 Third Avenue South 36344, Hartford

The First National Bank of Hartford branches near me

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Total Loans and Leases Statistics

Total Loans and Leases $68,386 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020

The First National Bank of Hartford Mortgage Loans Profile

Classic Bank

94.97%

Application Approval Rate

Classic Bank

$86,126

Average Mortgage Loan Amount

Classic Bank

159

Number of Loan Applications

Classic Bank

$69,738

Average Income of Applicants with Approved Loans

Classic Bank

0.00%

Average Cost of Loans

Classic Bank

0.00%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 Geneva

Number of Loan Applications
90
Average Loan Amount
$69,353
Approval Rate
94.44%
Average Income of Approved Loans’ Applicants
$56,904

2 Houston

Number of Loan Applications
30
Average Loan Amount
$101,071
Approval Rate
93.33%
Average Income of Approved Loans’ Applicants
$78,885

3 Dale

Number of Loan Applications
15
Average Loan Amount
$75,667
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$73,583

4 Coffee

Number of Loan Applications
11
Average Loan Amount
$209,545
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$136,375

5 Holmes

Number of Loan Applications
7
Average Loan Amount
$83,333
Approval Rate
85.71%
Average Income of Approved Loans’ Applicants
$93,833

6 Bay

Number of Loan Applications
2
Average Loan Amount
$75,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$104,500

Top States by Number of Mortgage Loan Applications

1 Alabama

Number of Loan Applications
148
Average Loan Amount
$86,915
Approval Rate
95.27%
Average Income of Approved Loans’ Applicants
$67,618

2 Florida

Number of Loan Applications
11
Average Loan Amount
$75,000
Approval Rate
90.91%
Average Income of Approved Loans’ Applicants
$97,500