About The First, A National Banking Association

The First, A National Banking Association was established on 1996. The bank's headquarters are located at 6480 Us-98 West in Hattiesburg, Mississippi.

The First, A National Banking Association is an FDIC insured bank with FDIC number 34217 managing assets to the value of $5,145,139 as of 12/31/2020.

The First, A National Banking Association has a Texas ratio of 5.59%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

5.59%
Texas Ratio
FDIC Certificate #

34217

Active Insured Since #

5/8/1996

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $5,145,139
Equity Capital $720,158
Total Deposits $4,282,147
Total Liabilities $4,424,981
Total Securities $1,022,181
Net Loans And Leases $3,109,290
Loan Loss Allowance $35,820
Total Loans And Leases $3,146,653
YTD (as of 12/31/2020)
Return On Assets 1.28%
Return On Equity 8.93%
Total Interest Income $179,326
Total Interest Expense $21,072
Total Non Interest Income $39,892
Total Non Interest Expense $100,151

Headquarters

6480 Us-98 West 39402, Hattiesburg

The First, A National Banking Association branches near me

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Total Loans and Leases Statistics

Total Loans and Leases $3,146,653 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020

The First, A National Banking Association Mortgage Loans Profile

Classic Bank

73.67%

Application Approval Rate

Classic Bank

$233,043

Average Mortgage Loan Amount

Classic Bank

2,032

Number of Loan Applications

Classic Bank

$147,667

Average Income of Applicants with Approved Loans

Classic Bank

0.00%

Average Cost of Loans

Classic Bank

33.45%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 Mobile

Number of Loan Applications
131
Average Loan Amount
$151,396
Approval Rate
84.73%
Average Income of Approved Loans’ Applicants
$93,797

2 Baldwin

Number of Loan Applications
125
Average Loan Amount
$254,490
Approval Rate
78.40%
Average Income of Approved Loans’ Applicants
$156,538

3 Forrest

Number of Loan Applications
125
Average Loan Amount
$169,949
Approval Rate
79.20%
Average Income of Approved Loans’ Applicants
$178,877

4 Okaloosa

Number of Loan Applications
120
Average Loan Amount
$353,515
Approval Rate
84.17%
Average Income of Approved Loans’ Applicants
$165,212

5 Jackson

Number of Loan Applications
114
Average Loan Amount
$183,250
Approval Rate
70.18%
Average Income of Approved Loans’ Applicants
$112,821

6 Walton

Number of Loan Applications
112
Average Loan Amount
$361,559
Approval Rate
83.04%
Average Income of Approved Loans’ Applicants
$185,511

Top States by Number of Mortgage Loan Applications

1 Mississippi

Number of Loan Applications
866
Average Loan Amount
$199,378
Approval Rate
65.94%
Average Income of Approved Loans’ Applicants
$139,933

2 Florida

Number of Loan Applications
523
Average Loan Amount
$295,571
Approval Rate
77.06%
Average Income of Approved Loans’ Applicants
$163,104

3 Louisiana

Number of Loan Applications
321
Average Loan Amount
$233,507
Approval Rate
83.49%
Average Income of Approved Loans’ Applicants
$135,201

4 Alabama

Number of Loan Applications
281
Average Loan Amount
$202,982
Approval Rate
81.14%
Average Income of Approved Loans’ Applicants
$124,310

5 Georgia

Number of Loan Applications
40
Average Loan Amount
$262,308
Approval Rate
65.00%
Average Income of Approved Loans’ Applicants
$393,421

6 Tennessee

Number of Loan Applications
1
Average Loan Amount
$225,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$0