The Commercial Bank

Established in 1924

About The Commercial Bank

The Commercial Bank was established on 1924. The bank's headquarters are located at 102 N. Church Street in Crawford, Georgia.

The Commercial Bank is an FDIC insured bank with FDIC number 175 managing assets to the value of $307,519 as of 12/31/2020.

The Commercial Bank has a Texas ratio of 0.68%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

0.68%
Texas Ratio
FDIC Certificate #

175

Active Insured Since #

1/1/1934

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $307,519
Equity Capital $27,673
Total Deposits $277,547
Total Liabilities $279,846
Total Securities $38,328
Net Loans And Leases $220,205
Loan Loss Allowance $4,195
Total Loans And Leases $224,400
YTD (as of 12/31/2020)
Return On Assets 1.83%
Return On Equity 20.58%
Total Interest Income $12,682
Total Interest Expense $1,610
Total Non Interest Income $2,105
Total Non Interest Expense $7,404

Headquarters

102 N. Church Street 30630, Crawford

The Commercial Bank branches near me

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Total Loans and Leases Statistics

Total Loans and Leases $224,400 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020

The Commercial Bank Mortgage Loans Profile

Classic Bank

87.60%

Application Approval Rate

Classic Bank

$202,611

Average Mortgage Loan Amount

Classic Bank

129

Number of Loan Applications

Classic Bank

$320,515

Average Income of Applicants with Approved Loans

Classic Bank

0.00%

Average Cost of Loans

Classic Bank

0.00%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 Clarke

Number of Loan Applications
47
Average Loan Amount
$239,000
Approval Rate
95.74%
Average Income of Approved Loans’ Applicants
$590,438

2 Oglethorpe

Number of Loan Applications
29
Average Loan Amount
$61,957
Approval Rate
79.31%
Average Income of Approved Loans’ Applicants
$97,045

3 Oconee

Number of Loan Applications
12
Average Loan Amount
$393,182
Approval Rate
91.67%
Average Income of Approved Loans’ Applicants
$554,833

4 Madison

Number of Loan Applications
10
Average Loan Amount
$130,000
Approval Rate
80.00%
Average Income of Approved Loans’ Applicants
$60,857

5 Hart

Number of Loan Applications
6
Average Loan Amount
$133,000
Approval Rate
83.33%
Average Income of Approved Loans’ Applicants
$574,333

6 Greene

Number of Loan Applications
3
Average Loan Amount
$328,333
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$193,667

Top States by Number of Mortgage Loan Applications

1 Georgia

Number of Loan Applications
126
Average Loan Amount
$201,126
Approval Rate
88.10%
Average Income of Approved Loans’ Applicants
$311,493

2 South Carolina

Number of Loan Applications
1
Average Loan Amount
$395,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$0

3 Tennessee

Number of Loan Applications
1
Average Loan Amount
$175,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$925,000

4 Florida

Number of Loan Applications
1
Average Loan Amount
$0
Approval Rate
0.00%
Average Income of Approved Loans’ Applicants
$0