The Bank of Delmarva

Established in 1896

About The Bank of Delmarva

The Bank of Delmarva was established on 1896. The bank's headquarters are located at 910 Norman Eskridge Hwy in Seaford, Delaware. It has 5 branches.

The Bank of Delmarva is an FDIC insured bank with FDIC number 8810 managing assets to the value of $945,166 as of 12/31/2020.

The Bank of Delmarva has a Texas ratio of 7.41%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

7.41%
Texas Ratio
FDIC Certificate #

8810

Active Insured Since #

1/1/1934

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $945,166
Equity Capital $84,749
Total Deposits $843,174
Total Liabilities $860,416
Total Securities $66,622
Net Loans And Leases $641,313
Loan Loss Allowance $11,503
Total Loans And Leases $652,816
YTD (as of 12/31/2020)
Return On Assets 0.44%
Return On Equity 4.81%
Total Interest Income $34,275
Total Interest Expense $6,374
Total Non Interest Income $3,260
Total Non Interest Expense $20,838

Headquarters

910 Norman Eskridge Hwy 19973, Seaford

The Bank of Delmarva branches near me

109.20 miles
128.40 miles
105.45 miles
111.96 miles
112.91 miles

Total Loans and Leases Statistics

Total Loans and Leases $652,816 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020

The Bank of Delmarva Mortgage Loans Profile

Classic Bank

81.61%

Application Approval Rate

Classic Bank

$376,127

Average Mortgage Loan Amount

Classic Bank

87

Number of Loan Applications

Classic Bank

$140,091

Average Income of Applicants with Approved Loans

Classic Bank

0.00%

Average Cost of Loans

Classic Bank

0.00%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 Sussex

Number of Loan Applications
37
Average Loan Amount
$288,143
Approval Rate
94.59%
Average Income of Approved Loans’ Applicants
$174,818

2 Wicomico

Number of Loan Applications
21
Average Loan Amount
$178,333
Approval Rate
71.43%
Average Income of Approved Loans’ Applicants
$157,000

3 Worcester

Number of Loan Applications
6
Average Loan Amount
$117,500
Approval Rate
66.67%
Average Income of Approved Loans’ Applicants
$57,000

4 Atlantic

Number of Loan Applications
5
Average Loan Amount
$415,000
Approval Rate
80.00%
Average Income of Approved Loans’ Applicants
$123,000

5 Philadelphia

Number of Loan Applications
4
Average Loan Amount
$165,000
Approval Rate
50.00%
Average Income of Approved Loans’ Applicants
$0

6 Kent

Number of Loan Applications
4
Average Loan Amount
$150,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$72,000

Top States by Number of Mortgage Loan Applications

1 Delaware

Number of Loan Applications
41
Average Loan Amount
$273,974
Approval Rate
95.12%
Average Income of Approved Loans’ Applicants
$166,250

2 Maryland

Number of Loan Applications
30
Average Loan Amount
$395,500
Approval Rate
66.67%
Average Income of Approved Loans’ Applicants
$114,143

3 New Jersey

Number of Loan Applications
11
Average Loan Amount
$860,556
Approval Rate
81.82%
Average Income of Approved Loans’ Applicants
$96,000

4 Pennsylvania

Number of Loan Applications
4
Average Loan Amount
$165,000
Approval Rate
50.00%
Average Income of Approved Loans’ Applicants
$0

5 Virginia

Number of Loan Applications
1
Average Loan Amount
$35,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$0