About Southeast First National Bank

Southeast First National Bank was established on 1968. The bank's headquarters are located at 10144 Commerce Street in Summerville, Georgia.

Southeast First National Bank is an FDIC insured bank with FDIC number 19819 managing assets to the value of $54,647 as of 12/31/2020.

Southeast First National Bank has a Texas ratio of 1.74%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

1.74%
Texas Ratio
FDIC Certificate #

19819

Active Insured Since #

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $54,647
Equity Capital $7,255
Total Deposits $47,319
Total Liabilities $47,392
Total Securities $20,416
Net Loans And Leases $16,540
Loan Loss Allowance $260
Total Loans And Leases $16,800
YTD (as of 12/31/2020)
Return On Assets 0.50%
Return On Equity 3.84%
Total Interest Income $1,976
Total Interest Expense $244
Total Non Interest Income $139
Total Non Interest Expense $1,554

Headquarters

10144 Commerce Street 30747, Summerville

Southeast First National Bank branches near me

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Total Loans and Leases Statistics

Total Loans and Leases $16,800 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020

Southeast First National Bank Mortgage Loans Profile

Classic Bank

100.00%

Application Approval Rate

Classic Bank

$108,125

Average Mortgage Loan Amount

Classic Bank

32

Number of Loan Applications

Classic Bank

$107,250

Average Income of Applicants with Approved Loans

Classic Bank

0.00%

Average Cost of Loans

Classic Bank

0.00%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 Chattooga

Number of Loan Applications
27
Average Loan Amount
$77,222
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$75,037

2 Floyd

Number of Loan Applications
1
Average Loan Amount
$545,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$954,000

3 Gordon

Number of Loan Applications
1
Average Loan Amount
$255,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$79,000

4 Cherokee

Number of Loan Applications
1
Average Loan Amount
$165,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$56,000

5 Bay

Number of Loan Applications
1
Average Loan Amount
$365,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$61,000

6 Bartow

Number of Loan Applications
1
Average Loan Amount
$45,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$256,000

Top States by Number of Mortgage Loan Applications

1 Georgia

Number of Loan Applications
30
Average Loan Amount
$97,667
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$110,500

2 Alabama

Number of Loan Applications
1
Average Loan Amount
$165,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$56,000

3 Florida

Number of Loan Applications
1
Average Loan Amount
$365,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$61,000