River Bank & Trust
Established in 2006
About River Bank & Trust
River Bank & Trust was established on 2006. The bank's headquarters are located at 2611 Legends Drive in Prattville, Alabama.
River Bank & Trust is an FDIC insured bank with FDIC number 58255 managing assets to the value of $1,864,515 as of 12/31/2020.
River Bank & Trust has a Texas ratio of 2.42%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.
Financial Profile
Dollar figures in thousands (000's)
As of 12/31/2020 | |
---|---|
Total Assets | $1,864,515 |
Equity Capital | $185,797 |
Total Deposits | $1,656,551 |
Total Liabilities | $1,678,718 |
Total Securities | $493,274 |
Net Loans And Leases | $1,193,778 |
Loan Loss Allowance | $16,805 |
Total Loans And Leases | $1,217,386 |
YTD (as of 12/31/2020) | |
---|---|
Return On Assets | 1.12% |
Return On Equity | 10.33% |
Total Interest Income | $63,401 |
Total Interest Expense | $6,781 |
Total Non Interest Income | $11,633 |
Total Non Interest Expense | $36,469 |
Headquarters
2611 Legends Drive 36066, PrattvilleRiver Bank & Trust branches near me
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Total Loans and Leases Statistics
Total Loans and Leases $1,217,386 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020River Bank & Trust Mortgage Loans Profile

87.50%
Application Approval Rate

$116,607
Average Mortgage Loan Amount

704
Number of Loan Applications

$136,810
Average Income of Applicants with Approved Loans

0.00%
Average Cost of Loans

0.00%
Average Debt to Income Ratio
Distribution of Mortgage Loans
Top Counties by Number of Mortgage Loan Applications
1 Lee
229
$81,891
84.28%
$119,560
2 Tallapoosa
66
$148,273
83.33%
$103,686
3 Montgomery
56
$124,636
98.21%
$131,552
4 Mobile
44
$125,909
100.00%
$106,950
5 Elmore
42
$132,632
90.48%
$103,229
6 Chilton
42
$85,270
88.10%
$126,514
Top States by Number of Mortgage Loan Applications
1 Alabama
689
$110,757
87.23%
$133,078
2 Florida
9
$219,444
100.00%
$143,000
3 Arkansas
2
$105,000
100.00%
$142,000
4 Georgia
1
$75,000
100.00%
$75,000
5 Kentucky
1
$125,000
100.00%
$284,000
6 South Carolina
1
$2,605,000
100.00%
$1,401,000