About Queensborough National Bank & Trust Company

Queensborough National Bank & Trust Company was established on 1902. The bank's headquarters are located at 113 East Broad Street in Louisville, Georgia.

Queensborough National Bank & Trust Company is an FDIC insured bank with FDIC number 2138 managing assets to the value of $1,666,019 as of 12/31/2020.

Queensborough National Bank & Trust Company has a Texas ratio of 19.36%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

19.36%
Texas Ratio
FDIC Certificate #

2138

Active Insured Since #

1/1/1934

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $1,666,019
Equity Capital $141,568
Total Deposits $1,496,415
Total Liabilities $1,524,451
Total Securities $448,464
Net Loans And Leases $1,012,291
Loan Loss Allowance $14,670
Total Loans And Leases $1,026,961
YTD (as of 12/31/2020)
Return On Assets 0.89%
Return On Equity 9.76%
Total Interest Income $53,240
Total Interest Expense $5,277
Total Non Interest Income $19,906
Total Non Interest Expense $47,367

Headquarters

113 East Broad Street 30434, Louisville

Queensborough National Bank & Trust Company branches near me

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Total Loans and Leases Statistics

Total Loans and Leases $1,026,961 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020

Queensborough National Bank & Trust Company Mortgage Loans Profile

Classic Bank

81.86%

Application Approval Rate

Classic Bank

$206,920

Average Mortgage Loan Amount

Classic Bank

1,444

Number of Loan Applications

Classic Bank

$109,658

Average Income of Applicants with Approved Loans

Classic Bank

1.25%

Average Cost of Loans

Classic Bank

33.92%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 Columbia

Number of Loan Applications
627
Average Loan Amount
$231,715
Approval Rate
87.40%
Average Income of Approved Loans’ Applicants
$118,082

2 Richmond

Number of Loan Applications
267
Average Loan Amount
$160,024
Approval Rate
77.53%
Average Income of Approved Loans’ Applicants
$96,229

3 Aiken

Number of Loan Applications
150
Average Loan Amount
$203,211
Approval Rate
82.00%
Average Income of Approved Loans’ Applicants
$96,229

4 Chatham

Number of Loan Applications
79
Average Loan Amount
$208,704
Approval Rate
68.35%
Average Income of Approved Loans’ Applicants
$131,520

5 Burke

Number of Loan Applications
53
Average Loan Amount
$149,474
Approval Rate
71.70%
Average Income of Approved Loans’ Applicants
$90,297

6 McDuffie

Number of Loan Applications
45
Average Loan Amount
$165,938
Approval Rate
71.11%
Average Income of Approved Loans’ Applicants
$86,000

Top States by Number of Mortgage Loan Applications

1 Georgia

Number of Loan Applications
1,233
Average Loan Amount
$201,601
Approval Rate
81.83%
Average Income of Approved Loans’ Applicants
$109,021

2 South Carolina

Number of Loan Applications
195
Average Loan Amount
$237,327
Approval Rate
81.54%
Average Income of Approved Loans’ Applicants
$105,373

3 Florida

Number of Loan Applications
4
Average Loan Amount
$275,000
Approval Rate
75.00%
Average Income of Approved Loans’ Applicants
$114,500

4 North Carolina

Number of Loan Applications
3
Average Loan Amount
$275,000
Approval Rate
66.67%
Average Income of Approved Loans’ Applicants
$651,000

5 Alabama

Number of Loan Applications
2
Average Loan Amount
$160,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$56,000

6 Michigan

Number of Loan Applications
1
Average Loan Amount
$275,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$66,000