Morris Bank

Established in 1954

About Morris Bank

Morris Bank was established on 1954. The bank's headquarters are located at 301 Bellevue Avenue in Dublin, Georgia.

Morris Bank is an FDIC insured bank with FDIC number 17910 managing assets to the value of $1,247,452 as of 12/31/2020.

Morris Bank has a Texas ratio of 6.26%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

6.26%
Texas Ratio
FDIC Certificate #

17910

Active Insured Since #

2/10/1958

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $1,247,452
Equity Capital $149,468
Total Deposits $1,091,308
Total Liabilities $1,097,984
Total Securities $218,159
Net Loans And Leases $828,636
Loan Loss Allowance $10,781
Total Loans And Leases $840,505
YTD (as of 12/31/2020)
Return On Assets 1.71%
Return On Equity 14.38%
Total Interest Income $52,499
Total Interest Expense $5,037
Total Non Interest Income $7,246
Total Non Interest Expense $28,291

Headquarters

301 Bellevue Avenue 31021, Dublin

Morris Bank branches near me

Sorry, we could not find any branches close to your location

Total Loans and Leases Statistics

Total Loans and Leases $840,505 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020

Morris Bank Mortgage Loans Profile

Classic Bank

81.37%

Application Approval Rate

Classic Bank

$153,692

Average Mortgage Loan Amount

Classic Bank

451

Number of Loan Applications

Classic Bank

$161,788

Average Income of Applicants with Approved Loans

Classic Bank

0.00%

Average Cost of Loans

Classic Bank

0.00%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 Laurens

Number of Loan Applications
126
Average Loan Amount
$101,634
Approval Rate
80.16%
Average Income of Approved Loans’ Applicants
$99,194

2 Bibb

Number of Loan Applications
64
Average Loan Amount
$119,310
Approval Rate
90.62%
Average Income of Approved Loans’ Applicants
$103,087

3 Houston

Number of Loan Applications
62
Average Loan Amount
$303,750
Approval Rate
77.42%
Average Income of Approved Loans’ Applicants
$181,143

4 Jones

Number of Loan Applications
59
Average Loan Amount
$99,000
Approval Rate
84.75%
Average Income of Approved Loans’ Applicants
$98,419

5 Bulloch

Number of Loan Applications
24
Average Loan Amount
$151,500
Approval Rate
83.33%
Average Income of Approved Loans’ Applicants
$146,000

6 Baldwin

Number of Loan Applications
12
Average Loan Amount
$180,000
Approval Rate
83.33%
Average Income of Approved Loans’ Applicants
$157,143

Top States by Number of Mortgage Loan Applications

1 Georgia

Number of Loan Applications
444
Average Loan Amount
$145,746
Approval Rate
81.53%
Average Income of Approved Loans’ Applicants
$156,865

2 South Carolina

Number of Loan Applications
4
Average Loan Amount
$565,000
Approval Rate
75.00%
Average Income of Approved Loans’ Applicants
$314,000

3 Florida

Number of Loan Applications
2
Average Loan Amount
$585,000
Approval Rate
50.00%
Average Income of Approved Loans’ Applicants
$840,000

4 North Carolina

Number of Loan Applications
1
Average Loan Amount
$1,365,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$429,000