Metro Bank

Established in 1989

About Metro Bank

Metro Bank was established on 1989. The bank's headquarters are located at 800 Martin Street South in Pell City, Alabama.

Metro Bank is an FDIC insured bank with FDIC number 27510 managing assets to the value of $875,053 as of 12/31/2020.

Metro Bank has a Texas ratio of 5.99%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

5.99%
Texas Ratio
FDIC Certificate #

27510

Active Insured Since #

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $875,053
Equity Capital $119,263
Total Deposits $753,154
Total Liabilities $755,790
Total Securities $198,986
Net Loans And Leases $456,297
Loan Loss Allowance $5,793
Total Loans And Leases $462,090
YTD (as of 12/31/2020)
Return On Assets 1.39%
Return On Equity 9.29%
Total Interest Income $32,248
Total Interest Expense $4,389
Total Non Interest Income $4,829
Total Non Interest Expense $17,512

Headquarters

800 Martin Street South 35128, Pell City

Metro Bank branches near me

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Total Loans and Leases Statistics

Total Loans and Leases $462,090 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020

Metro Bank Mortgage Loans Profile

Classic Bank

75.74%

Application Approval Rate

Classic Bank

$87,338

Average Mortgage Loan Amount

Classic Bank

305

Number of Loan Applications

Classic Bank

$77,599

Average Income of Applicants with Approved Loans

Classic Bank

0.00%

Average Cost of Loans

Classic Bank

0.00%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 St Clair

Number of Loan Applications
139
Average Loan Amount
$65,381
Approval Rate
75.54%
Average Income of Approved Loans’ Applicants
$62,131

2 Etowah

Number of Loan Applications
43
Average Loan Amount
$70,152
Approval Rate
76.74%
Average Income of Approved Loans’ Applicants
$108,611

3 Talladega

Number of Loan Applications
36
Average Loan Amount
$69,400
Approval Rate
69.44%
Average Income of Approved Loans’ Applicants
$64,750

4 Calhoun

Number of Loan Applications
31
Average Loan Amount
$49,000
Approval Rate
80.65%
Average Income of Approved Loans’ Applicants
$77,818

5 Cleburne

Number of Loan Applications
26
Average Loan Amount
$61,111
Approval Rate
69.23%
Average Income of Approved Loans’ Applicants
$96,800

6 Jefferson

Number of Loan Applications
12
Average Loan Amount
$449,000
Approval Rate
83.33%
Average Income of Approved Loans’ Applicants
$151,750

Top States by Number of Mortgage Loan Applications

1 Alabama

Number of Loan Applications
300
Average Loan Amount
$84,159
Approval Rate
75.33%
Average Income of Approved Loans’ Applicants
$75,494

2 Florida

Number of Loan Applications
3
Average Loan Amount
$335,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$406,000

3 Georgia

Number of Loan Applications
2
Average Loan Amount
$75,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$0