Liberty Savings Bank, F.S.B.

Established in 1984

About Liberty Savings Bank, F.S.B.

Liberty Savings Bank, F.S.B. was established on 1984. The bank's headquarters are located at 3435 Airborne Road, Suite B in Wilmington, Ohio.

Liberty Savings Bank, F.S.B. is an FDIC insured bank with FDIC number 32242 managing assets to the value of $923,788 as of 12/31/2020.

Liberty Savings Bank, F.S.B. has a Texas ratio of 20.65%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

20.65%
Texas Ratio
FDIC Certificate #

32242

Active Insured Since #

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $923,788
Equity Capital $87,635
Total Deposits $812,645
Total Liabilities $836,153
Total Securities $254,562
Net Loans And Leases $597,943
Loan Loss Allowance $5,353
Total Loans And Leases $603,296
YTD (as of 12/31/2020)
Return On Assets 2.82%
Return On Equity 29.90%
Total Interest Income $27,954
Total Interest Expense $6,681
Total Non Interest Income $16,331
Total Non Interest Expense $14,811

Headquarters

3435 Airborne Road, Suite B 45177, Wilmington

Liberty Savings Bank, F.S.B. branches near me

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Total Loans and Leases Statistics

Total Loans and Leases $603,296 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020

Liberty Savings Bank, F.S.B. Mortgage Loans Profile

Classic Bank

64.80%

Application Approval Rate

Classic Bank

$301,775

Average Mortgage Loan Amount

Classic Bank

1,713

Number of Loan Applications

Classic Bank

$141,234

Average Income of Applicants with Approved Loans

Classic Bank

2.08%

Average Cost of Loans

Classic Bank

33.42%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 Douglas

Number of Loan Applications
92
Average Loan Amount
$376,463
Approval Rate
89.13%
Average Income of Approved Loans’ Applicants
$128,915

2 Denver

Number of Loan Applications
69
Average Loan Amount
$442,907
Approval Rate
62.32%
Average Income of Approved Loans’ Applicants
$208,535

3 Arapahoe

Number of Loan Applications
60
Average Loan Amount
$348,704
Approval Rate
90.00%
Average Income of Approved Loans’ Applicants
$120,574

4 Pinellas

Number of Loan Applications
58
Average Loan Amount
$292,143
Approval Rate
84.48%
Average Income of Approved Loans’ Applicants
$145,837

5 Sarasota

Number of Loan Applications
58
Average Loan Amount
$262,188
Approval Rate
55.17%
Average Income of Approved Loans’ Applicants
$143,438

6 Jefferson

Number of Loan Applications
57
Average Loan Amount
$344,615
Approval Rate
91.23%
Average Income of Approved Loans’ Applicants
$134,692

Top States by Number of Mortgage Loan Applications

1 Colorado

Number of Loan Applications
530
Average Loan Amount
$358,675
Approval Rate
84.72%
Average Income of Approved Loans’ Applicants
$152,209

2 Florida

Number of Loan Applications
335
Average Loan Amount
$279,079
Approval Rate
68.06%
Average Income of Approved Loans’ Applicants
$150,272

3 Ohio

Number of Loan Applications
186
Average Loan Amount
$234,320
Approval Rate
55.38%
Average Income of Approved Loans’ Applicants
$121,311

4 Minnesota

Number of Loan Applications
180
Average Loan Amount
$285,242
Approval Rate
91.67%
Average Income of Approved Loans’ Applicants
$138,067

5 Georgia

Number of Loan Applications
94
Average Loan Amount
$203,182
Approval Rate
11.70%
Average Income of Approved Loans’ Applicants
$100,000

6 Texas

Number of Loan Applications
86
Average Loan Amount
$325,000
Approval Rate
1.16%
Average Income of Approved Loans’ Applicants
$87,000