About Gulf Coast Bank and Trust Company

Gulf Coast Bank and Trust Company was established on 1990. The bank's headquarters are located at 200 St. Charles Avenue in New Orleans, Louisiana.

Gulf Coast Bank and Trust Company is an FDIC insured bank with FDIC number 32974 managing assets to the value of $2,296,578 as of 12/31/2020.

Gulf Coast Bank and Trust Company has a Texas ratio of 16.54%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

16.54%
Texas Ratio
FDIC Certificate #

32974

Active Insured Since #

8/6/1990

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $2,296,578
Equity Capital $193,053
Total Deposits $2,059,287
Total Liabilities $2,103,525
Total Securities $250,033
Net Loans And Leases $1,802,422
Loan Loss Allowance $29,460
Total Loans And Leases $1,831,882
YTD (as of 12/31/2020)
Return On Assets 1.08%
Return On Equity 12.70%
Total Interest Income $141,119
Total Interest Expense $15,312
Total Non Interest Income $52,896
Total Non Interest Expense $133,101

Headquarters

200 St. Charles Avenue 70130, New Orleans

Gulf Coast Bank and Trust Company branches near me

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Total Loans and Leases Statistics

Total Loans and Leases $1,831,882 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020

Gulf Coast Bank and Trust Company Mortgage Loans Profile

Classic Bank

73.92%

Application Approval Rate

Classic Bank

$239,903

Average Mortgage Loan Amount

Classic Bank

2,930

Number of Loan Applications

Classic Bank

$111,277

Average Income of Applicants with Approved Loans

Classic Bank

2.21%

Average Cost of Loans

Classic Bank

36.48%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 Orleans

Number of Loan Applications
768
Average Loan Amount
$268,515
Approval Rate
71.48%
Average Income of Approved Loans’ Applicants
$125,144

2 Jefferson

Number of Loan Applications
700
Average Loan Amount
$214,907
Approval Rate
77.14%
Average Income of Approved Loans’ Applicants
$102,504

3 St Tammany

Number of Loan Applications
386
Average Loan Amount
$233,682
Approval Rate
76.68%
Average Income of Approved Loans’ Applicants
$128,037

4 Tangipahoa

Number of Loan Applications
191
Average Loan Amount
$207,838
Approval Rate
77.49%
Average Income of Approved Loans’ Applicants
$89,223

5 St Bernard

Number of Loan Applications
132
Average Loan Amount
$190,347
Approval Rate
76.52%
Average Income of Approved Loans’ Applicants
$87,141

6 East Baton Rouge

Number of Loan Applications
118
Average Loan Amount
$225,968
Approval Rate
78.81%
Average Income of Approved Loans’ Applicants
$113,351

Top States by Number of Mortgage Loan Applications

1 Louisiana

Number of Loan Applications
2,627
Average Loan Amount
$233,458
Approval Rate
75.03%
Average Income of Approved Loans’ Applicants
$110,151

2 Florida

Number of Loan Applications
137
Average Loan Amount
$367,680
Approval Rate
70.80%
Average Income of Approved Loans’ Applicants
$125,700

3 Mississippi

Number of Loan Applications
81
Average Loan Amount
$203,654
Approval Rate
64.20%
Average Income of Approved Loans’ Applicants
$119,100

4 Tennessee

Number of Loan Applications
16
Average Loan Amount
$146,429
Approval Rate
43.75%
Average Income of Approved Loans’ Applicants
$57,857

5 Texas

Number of Loan Applications
16
Average Loan Amount
$329,615
Approval Rate
81.25%
Average Income of Approved Loans’ Applicants
$146,083

6 Kansas

Number of Loan Applications
12
Average Loan Amount
$0
Approval Rate
0.00%
Average Income of Approved Loans’ Applicants
$0