About Golden Bank, National Association

Golden Bank, National Association was established on 1985. The bank's headquarters are located at 9315 Bellaire Boulevard in Houston, Texas.

Golden Bank, National Association is an FDIC insured bank with FDIC number 26223 managing assets to the value of $1,152,253 as of 12/31/2020.

Golden Bank, National Association has a Texas ratio of 0.86%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

0.86%
Texas Ratio
FDIC Certificate #

26223

Active Insured Since #

3/5/1985

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $1,152,253
Equity Capital $152,314
Total Deposits $949,314
Total Liabilities $999,939
Total Securities $109,460
Net Loans And Leases $893,304
Loan Loss Allowance $11,191
Total Loans And Leases $906,570
YTD (as of 12/31/2020)
Return On Assets 1.39%
Return On Equity 10.69%
Total Interest Income $48,587
Total Interest Expense $10,822
Total Non Interest Income $3,300
Total Non Interest Expense $19,998

Headquarters

9315 Bellaire Boulevard 77036, Houston

Golden Bank, National Association branches near me

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Total Loans and Leases Statistics

Total Loans and Leases $906,570 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020

Golden Bank, National Association Mortgage Loans Profile

Classic Bank

85.00%

Application Approval Rate

Classic Bank

$726,176

Average Mortgage Loan Amount

Classic Bank

20

Number of Loan Applications

Classic Bank

$1,017,571

Average Income of Applicants with Approved Loans

Classic Bank

0.00%

Average Cost of Loans

Classic Bank

0.00%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 Harris

Number of Loan Applications
7
Average Loan Amount
$490,000
Approval Rate
85.71%
Average Income of Approved Loans’ Applicants
$179,000

2 Fort Bend

Number of Loan Applications
5
Average Loan Amount
$1,059,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$140,000

3 Los Angeles

Number of Loan Applications
4
Average Loan Amount
$947,500
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$3,153,000

4 Riverside

Number of Loan Applications
2
Average Loan Amount
$215,000
Approval Rate
50.00%
Average Income of Approved Loans’ Applicants
$0

5 New York

Number of Loan Applications
1
Average Loan Amount
$0
Approval Rate
0.00%
Average Income of Approved Loans’ Applicants
$0

6 Montgomery

Number of Loan Applications
1
Average Loan Amount
$105,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$0

Top States by Number of Mortgage Loan Applications

1 Texas

Number of Loan Applications
13
Average Loan Amount
$695,000
Approval Rate
92.31%
Average Income of Approved Loans’ Applicants
$163,400

2 California

Number of Loan Applications
6
Average Loan Amount
$801,000
Approval Rate
83.33%
Average Income of Approved Loans’ Applicants
$3,153,000

3 New York

Number of Loan Applications
1
Average Loan Amount
$0
Approval Rate
0.00%
Average Income of Approved Loans’ Applicants
$0