Established in 1912

About FNBC Bank

FNBC Bank was established on 1912. The bank's headquarters are located at 636 Ash Flat Drive in Ash Flat, Arkansas.

FNBC Bank is an FDIC insured bank with FDIC number 1294 managing assets to the value of $577,809 as of 12/31/2020.

FNBC Bank has a Texas ratio of 8.12%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

Texas Ratio
FDIC Certificate #


Active Insured Since #


Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $577,809
Equity Capital $56,823
Total Deposits $483,005
Total Liabilities $520,986
Total Securities $144,312
Net Loans And Leases $389,286
Loan Loss Allowance $8,512
Total Loans And Leases $397,798
YTD (as of 12/31/2020)
Return On Assets 1.27%
Return On Equity 12.79%
Total Interest Income $25,666
Total Interest Expense $4,031
Total Non Interest Income $3,524
Total Non Interest Expense $15,982


636 Ash Flat Drive 72513, Ash Flat

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Total Loans and Leases Statistics

Total Loans and Leases $397,798 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020