FNB Bank

Established in 1907

About FNB Bank

FNB Bank was established on 1907. The bank's headquarters are located at Broad And Appletree Streets in Scottsboro, Alabama.

FNB Bank is an FDIC insured bank with FDIC number 2824 managing assets to the value of $795,734 as of 12/31/2020.

FNB Bank has a Texas ratio of 5.58%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

5.58%
Texas Ratio
FDIC Certificate #

2824

Active Insured Since #

1/1/1934

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $795,734
Equity Capital $89,456
Total Deposits $681,543
Total Liabilities $706,278
Total Securities $146,631
Net Loans And Leases $478,692
Loan Loss Allowance $5,177
Total Loans And Leases $483,869
YTD (as of 12/31/2020)
Return On Assets 0.84%
Return On Equity 7.28%
Total Interest Income $29,210
Total Interest Expense $3,496
Total Non Interest Income $5,053
Total Non Interest Expense $23,012

Headquarters

Broad And Appletree Streets 35768, Scottsboro

FNB Bank branches near me

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Total Loans and Leases Statistics

Total Loans and Leases $483,869 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020

FNB Bank Mortgage Loans Profile

Classic Bank

76.15%

Application Approval Rate

Classic Bank

$164,835

Average Mortgage Loan Amount

Classic Bank

239

Number of Loan Applications

Classic Bank

$120,241

Average Income of Applicants with Approved Loans

Classic Bank

0.00%

Average Cost of Loans

Classic Bank

0.00%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 Jackson

Number of Loan Applications
47
Average Loan Amount
$128,421
Approval Rate
80.85%
Average Income of Approved Loans’ Applicants
$88,917

2 Hamilton

Number of Loan Applications
38
Average Loan Amount
$276,429
Approval Rate
92.11%
Average Income of Approved Loans’ Applicants
$172,933

3 Marshall

Number of Loan Applications
29
Average Loan Amount
$102,917
Approval Rate
82.76%
Average Income of Approved Loans’ Applicants
$80,000

4 De Kalb

Number of Loan Applications
15
Average Loan Amount
$31,364
Approval Rate
73.33%
Average Income of Approved Loans’ Applicants
$50,667

5 Catoosa

Number of Loan Applications
14
Average Loan Amount
$104,000
Approval Rate
71.43%
Average Income of Approved Loans’ Applicants
$105,778

6 Madison

Number of Loan Applications
13
Average Loan Amount
$123,182
Approval Rate
84.62%
Average Income of Approved Loans’ Applicants
$70,625

Top States by Number of Mortgage Loan Applications

1 Alabama

Number of Loan Applications
121
Average Loan Amount
$117,421
Approval Rate
78.51%
Average Income of Approved Loans’ Applicants
$83,531

2 Tennessee

Number of Loan Applications
74
Average Loan Amount
$246,250
Approval Rate
86.49%
Average Income of Approved Loans’ Applicants
$199,095

3 Georgia

Number of Loan Applications
27
Average Loan Amount
$118,810
Approval Rate
77.78%
Average Income of Approved Loans’ Applicants
$101,444

4 North Carolina

Number of Loan Applications
7
Average Loan Amount
$0
Approval Rate
0.00%
Average Income of Approved Loans’ Applicants
$0

5 Virginia

Number of Loan Applications
3
Average Loan Amount
$0
Approval Rate
0.00%
Average Income of Approved Loans’ Applicants
$0

6 West Virginia

Number of Loan Applications
2
Average Loan Amount
$0
Approval Rate
0.00%
Average Income of Approved Loans’ Applicants
$0