First US Bank

Established in 1952

About First US Bank

First US Bank was established on 1952. The bank's headquarters are located at 3291 U.S. Highway 280, Ste 100 in Birmingham, Alabama.

First US Bank is an FDIC insured bank with FDIC number 17077 managing assets to the value of $890,407 as of 12/31/2020.

First US Bank has a Texas ratio of 4.31%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

4.31%
Texas Ratio
FDIC Certificate #

17077

Active Insured Since #

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $890,407
Equity Capital $86,102
Total Deposits $782,630
Total Liabilities $804,305
Total Securities $91,423
Net Loans And Leases $638,374
Loan Loss Allowance $7,470
Total Loans And Leases $650,122
YTD (as of 12/31/2020)
Return On Assets 0.45%
Return On Equity 4.43%
Total Interest Income $40,377
Total Interest Expense $4,611
Total Non Interest Income $3,701
Total Non Interest Expense $32,009

Headquarters

3291 U.S. Highway 280, Ste 100 35243, Birmingham

First US Bank branches near me

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Total Loans and Leases Statistics

Total Loans and Leases $650,122 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020

First US Bank Mortgage Loans Profile

Classic Bank

49.47%

Application Approval Rate

Classic Bank

$494,247

Average Mortgage Loan Amount

Classic Bank

188

Number of Loan Applications

Classic Bank

$159,119

Average Income of Applicants with Approved Loans

Classic Bank

0.00%

Average Cost of Loans

Classic Bank

0.00%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 Tuscaloosa

Number of Loan Applications
77
Average Loan Amount
$1,675,000
Approval Rate
5.19%
Average Income of Approved Loans’ Applicants
$0

2 Knox

Number of Loan Applications
23
Average Loan Amount
$196,000
Approval Rate
86.96%
Average Income of Approved Loans’ Applicants
$186,333

3 Clarke

Number of Loan Applications
19
Average Loan Amount
$48,125
Approval Rate
84.21%
Average Income of Approved Loans’ Applicants
$66,733

4 Jefferson

Number of Loan Applications
12
Average Loan Amount
$1,778,750
Approval Rate
66.67%
Average Income of Approved Loans’ Applicants
$215,750

5 Lee

Number of Loan Applications
9
Average Loan Amount
$49,286
Approval Rate
77.78%
Average Income of Approved Loans’ Applicants
$49,571

6 Shelby

Number of Loan Applications
7
Average Loan Amount
$173,333
Approval Rate
85.71%
Average Income of Approved Loans’ Applicants
$97,000

Top States by Number of Mortgage Loan Applications

1 Alabama

Number of Loan Applications
145
Average Loan Amount
$665,364
Approval Rate
37.93%
Average Income of Approved Loans’ Applicants
$135,154

2 Tennessee

Number of Loan Applications
34
Average Loan Amount
$291,129
Approval Rate
91.18%
Average Income of Approved Loans’ Applicants
$240,143

3 Virginia

Number of Loan Applications
9
Average Loan Amount
$49,286
Approval Rate
77.78%
Average Income of Approved Loans’ Applicants
$49,571