About First State Bank of DeKalb County

First State Bank of DeKalb County was established on 1982. The bank's headquarters are located at 2407 Gault Avenue North in Fort Payne, Alabama.

First State Bank of DeKalb County is an FDIC insured bank with FDIC number 23815 managing assets to the value of $248,248 as of 12/31/2020.

First State Bank of DeKalb County has a Texas ratio of 9.77%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

Texas Ratio
FDIC Certificate #


Active Insured Since #

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $248,248
Equity Capital $25,689
Total Deposits $221,794
Total Liabilities $222,559
Total Securities $45,741
Net Loans And Leases $117,690
Loan Loss Allowance $1,502
Total Loans And Leases $119,192
YTD (as of 12/31/2020)
Return On Assets 1.09%
Return On Equity 9.76%
Total Interest Income $9,405
Total Interest Expense $869
Total Non Interest Income $896
Total Non Interest Expense $5,698


2407 Gault Avenue North 35967, Fort Payne

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Total Loans and Leases Statistics

Total Loans and Leases $119,192 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020