First Service Bank

Established in 1962

About First Service Bank

First Service Bank was established on 1962. The bank's headquarters are located at 134 South Broadview in Greenbrier, Arkansas.

First Service Bank is an FDIC insured bank with FDIC number 18519 managing assets to the value of $446,710 as of 12/31/2020.

First Service Bank has a Texas ratio of 4.74%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

4.74%
Texas Ratio
FDIC Certificate #

18519

Active Insured Since #

7/5/1962

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $446,710
Equity Capital $47,927
Total Deposits $384,603
Total Liabilities $398,783
Total Securities $22,765
Net Loans And Leases $357,173
Loan Loss Allowance $4,510
Total Loans And Leases $361,683
YTD (as of 12/31/2020)
Return On Assets 1.23%
Return On Equity 13.38%
Total Interest Income $20,040
Total Interest Expense $3,906
Total Non Interest Income $7,153
Total Non Interest Expense $14,818

Headquarters

134 South Broadview 72058, Greenbrier

First Service Bank branches near me

Sorry, we could not find any branches close to your location

Total Loans and Leases Statistics

Total Loans and Leases $361,683 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020

First Service Bank Mortgage Loans Profile

Classic Bank

72.17%

Application Approval Rate

Classic Bank

$185,723

Average Mortgage Loan Amount

Classic Bank

345

Number of Loan Applications

Classic Bank

$96,337

Average Income of Applicants with Approved Loans

Classic Bank

0.00%

Average Cost of Loans

Classic Bank

0.00%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 Faulkner

Number of Loan Applications
140
Average Loan Amount
$218,860
Approval Rate
81.43%
Average Income of Approved Loans’ Applicants
$104,773

2 Van Buren

Number of Loan Applications
52
Average Loan Amount
$75,455
Approval Rate
42.31%
Average Income of Approved Loans’ Applicants
$77,095

3 Pulaski

Number of Loan Applications
46
Average Loan Amount
$222,297
Approval Rate
80.43%
Average Income of Approved Loans’ Applicants
$101,565

4 Marion

Number of Loan Applications
17
Average Loan Amount
$75,000
Approval Rate
88.24%
Average Income of Approved Loans’ Applicants
$82,357

5 Saline

Number of Loan Applications
16
Average Loan Amount
$182,143
Approval Rate
87.50%
Average Income of Approved Loans’ Applicants
$93,154

6 Stone

Number of Loan Applications
11
Average Loan Amount
$78,333
Approval Rate
54.55%
Average Income of Approved Loans’ Applicants
$60,800

Top States by Number of Mortgage Loan Applications

1 Arkansas

Number of Loan Applications
339
Average Loan Amount
$187,008
Approval Rate
71.98%
Average Income of Approved Loans’ Applicants
$96,681

2 Missouri

Number of Loan Applications
2
Average Loan Amount
$125,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$85,000

3 Oklahoma

Number of Loan Applications
1
Average Loan Amount
$145,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$102,000

4 Pennsylvania

Number of Loan Applications
1
Average Loan Amount
$35,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$12,000

5 Illinois

Number of Loan Applications
1
Average Loan Amount
$0
Approval Rate
0.00%
Average Income of Approved Loans’ Applicants
$0

6 Louisiana

Number of Loan Applications
1
Average Loan Amount
$185,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$133,000