First Peoples Bank

Established in 1990

About First Peoples Bank

First Peoples Bank was established on 1990. The bank's headquarters are located at 105 Chipley Street in Pine Mountain, Georgia.

First Peoples Bank is an FDIC insured bank with FDIC number 33010 managing assets to the value of $229,017 as of 12/31/2020.

First Peoples Bank has a Texas ratio of 4.49%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

4.49%
Texas Ratio
FDIC Certificate #

33010

Active Insured Since #

9/7/1990

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $229,017
Equity Capital $19,461
Total Deposits $208,360
Total Liabilities $209,556
Total Securities $58,699
Net Loans And Leases $115,872
Loan Loss Allowance $1,882
Total Loans And Leases $117,754
YTD (as of 12/31/2020)
Return On Assets 0.87%
Return On Equity 9.48%
Total Interest Income $7,856
Total Interest Expense $338
Total Non Interest Income $863
Total Non Interest Expense $5,714

Headquarters

105 Chipley Street 31822, Pine Mountain

First Peoples Bank branches near me

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Total Loans and Leases Statistics

Total Loans and Leases $117,754 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020

First Peoples Bank Mortgage Loans Profile

Classic Bank

93.24%

Application Approval Rate

Classic Bank

$196,739

Average Mortgage Loan Amount

Classic Bank

74

Number of Loan Applications

Classic Bank

$174,060

Average Income of Applicants with Approved Loans

Classic Bank

0.00%

Average Cost of Loans

Classic Bank

0.00%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 Harris

Number of Loan Applications
19
Average Loan Amount
$82,059
Approval Rate
89.47%
Average Income of Approved Loans’ Applicants
$71,467

2 Troup

Number of Loan Applications
17
Average Loan Amount
$130,333
Approval Rate
88.24%
Average Income of Approved Loans’ Applicants
$111,929

3 Lee

Number of Loan Applications
12
Average Loan Amount
$414,167
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$1,798,000

4 Muscogee

Number of Loan Applications
7
Average Loan Amount
$293,571
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$114,600

5 Meriwether

Number of Loan Applications
5
Average Loan Amount
$45,000
Approval Rate
80.00%
Average Income of Approved Loans’ Applicants
$61,667

6 Fayette

Number of Loan Applications
4
Average Loan Amount
$160,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$109,500

Top States by Number of Mortgage Loan Applications

1 Georgia

Number of Loan Applications
61
Average Loan Amount
$145,357
Approval Rate
91.80%
Average Income of Approved Loans’ Applicants
$97,085

2 Alabama

Number of Loan Applications
13
Average Loan Amount
$418,077
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$1,380,000