First National Bank Texas

Established in 1901

About First National Bank Texas

First National Bank Texas was established on 1901. The bank's headquarters are located at 507 N Gray St in Killeen, Texas.

First National Bank Texas is an FDIC insured bank with FDIC number 3285 managing assets to the value of $3,092,918 as of 12/31/2020.

First National Bank Texas has a Texas ratio of 14.83%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

14.83%
Texas Ratio
FDIC Certificate #

3285

Active Insured Since #

1/1/1934

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $3,092,918
Equity Capital $306,678
Total Deposits $2,670,455
Total Liabilities $2,786,240
Total Securities $1,147,334
Net Loans And Leases $1,378,131
Loan Loss Allowance $21,596
Total Loans And Leases $1,399,727
YTD (as of 12/31/2020)
Return On Assets 1.25%
Return On Equity 13.57%
Total Interest Income $78,924
Total Interest Expense $2,118
Total Non Interest Income $309,919
Total Non Interest Expense $332,847

Headquarters

507 N Gray St 76541, Killeen

First National Bank Texas branches near me

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Total Loans and Leases Statistics

Total Loans and Leases $1,399,727 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020

First National Bank Texas Mortgage Loans Profile

Classic Bank

52.79%

Application Approval Rate

Classic Bank

$229,807

Average Mortgage Loan Amount

Classic Bank

1,813

Number of Loan Applications

Classic Bank

$78,879

Average Income of Applicants with Approved Loans

Classic Bank

2.89%

Average Cost of Loans

Classic Bank

42.40%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 El Paso

Number of Loan Applications
426
Average Loan Amount
$145,247
Approval Rate
66.43%
Average Income of Approved Loans’ Applicants
$59,778

2 Bell

Number of Loan Applications
371
Average Loan Amount
$214,444
Approval Rate
72.78%
Average Income of Approved Loans’ Applicants
$85,636

3 Maricopa

Number of Loan Applications
120
Average Loan Amount
$258,171
Approval Rate
68.33%
Average Income of Approved Loans’ Applicants
$87,644

4 Harris

Number of Loan Applications
102
Average Loan Amount
$175,000
Approval Rate
11.76%
Average Income of Approved Loans’ Applicants
$69,417

5 Nueces

Number of Loan Applications
66
Average Loan Amount
$188,056
Approval Rate
54.55%
Average Income of Approved Loans’ Applicants
$82,389

6 Tarrant

Number of Loan Applications
62
Average Loan Amount
$161,667
Approval Rate
19.35%
Average Income of Approved Loans’ Applicants
$65,545

Top States by Number of Mortgage Loan Applications

1 Texas

Number of Loan Applications
1,618
Average Loan Amount
$226,983
Approval Rate
51.42%
Average Income of Approved Loans’ Applicants
$78,143

2 Arizona

Number of Loan Applications
139
Average Loan Amount
$253,571
Approval Rate
65.47%
Average Income of Approved Loans’ Applicants
$86,111

3 New Mexico

Number of Loan Applications
26
Average Loan Amount
$142,692
Approval Rate
50.00%
Average Income of Approved Loans’ Applicants
$48,583

4 Washington

Number of Loan Applications
3
Average Loan Amount
$345,000
Approval Rate
66.67%
Average Income of Approved Loans’ Applicants
$92,000

5 Indiana

Number of Loan Applications
3
Average Loan Amount
$0
Approval Rate
0.00%
Average Income of Approved Loans’ Applicants
$0

6 California

Number of Loan Applications
3
Average Loan Amount
$398,333
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$76,667