About First National Bank of Griffin

First National Bank of Griffin was established on 1933. The bank's headquarters are located at 318 South Hill Street in Griffin, Georgia.

First National Bank of Griffin is an FDIC insured bank with FDIC number 169 managing assets to the value of $336,801 as of 12/31/2020.

First National Bank of Griffin has a Texas ratio of 1.82%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

1.82%
Texas Ratio
FDIC Certificate #

169

Active Insured Since #

1/1/1934

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $336,801
Equity Capital $26,528
Total Deposits $295,639
Total Liabilities $310,273
Total Securities $104,194
Net Loans And Leases $108,352
Loan Loss Allowance $1,397
Total Loans And Leases $109,848
YTD (as of 12/31/2020)
Return On Assets 0.68%
Return On Equity 8.47%
Total Interest Income $10,030
Total Interest Expense $490
Total Non Interest Income $2,874
Total Non Interest Expense $9,949

Headquarters

318 South Hill Street 30224, Griffin

First National Bank of Griffin branches near me

Sorry, we could not find any branches close to your location

Total Loans and Leases Statistics

Total Loans and Leases $109,848 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020

First National Bank of Griffin Mortgage Loans Profile

Classic Bank

77.86%

Application Approval Rate

Classic Bank

$139,020

Average Mortgage Loan Amount

Classic Bank

131

Number of Loan Applications

Classic Bank

$164,012

Average Income of Applicants with Approved Loans

Classic Bank

0.00%

Average Cost of Loans

Classic Bank

0.00%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 Spalding

Number of Loan Applications
69
Average Loan Amount
$98,922
Approval Rate
73.91%
Average Income of Approved Loans’ Applicants
$101,475

2 Henry

Number of Loan Applications
14
Average Loan Amount
$180,455
Approval Rate
78.57%
Average Income of Approved Loans’ Applicants
$167,667

3 Pike

Number of Loan Applications
11
Average Loan Amount
$92,778
Approval Rate
81.82%
Average Income of Approved Loans’ Applicants
$118,500

4 Lamar

Number of Loan Applications
8
Average Loan Amount
$288,333
Approval Rate
75.00%
Average Income of Approved Loans’ Applicants
$108,750

5 Tallapoosa

Number of Loan Applications
4
Average Loan Amount
$145,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$581,000

6 Butts

Number of Loan Applications
4
Average Loan Amount
$235,000
Approval Rate
75.00%
Average Income of Approved Loans’ Applicants
$288,667

Top States by Number of Mortgage Loan Applications

1 Georgia

Number of Loan Applications
124
Average Loan Amount
$134,895
Approval Rate
76.61%
Average Income of Approved Loans’ Applicants
$134,360

2 Alabama

Number of Loan Applications
4
Average Loan Amount
$145,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$581,000

3 North Carolina

Number of Loan Applications
2
Average Loan Amount
$245,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$376,500

4 Florida

Number of Loan Applications
1
Average Loan Amount
$295,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$295,000