About First International Bank & Trust

First International Bank & Trust was established on 1910. The bank's headquarters are located at 100 North Main Street in Watford City, North Dakota.

First International Bank & Trust is an FDIC insured bank with FDIC number 10248 managing assets to the value of $4,165,761 as of 12/31/2020.

First International Bank & Trust has a Texas ratio of 6.15%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

6.15%
Texas Ratio
FDIC Certificate #

10248

Active Insured Since #

1/1/1934

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $4,165,761
Equity Capital $367,386
Total Deposits $3,623,938
Total Liabilities $3,798,375
Total Securities $577,271
Net Loans And Leases $2,842,970
Loan Loss Allowance $27,964
Total Loans And Leases $2,870,934
YTD (as of 12/31/2020)
Return On Assets 1.64%
Return On Equity 18.30%
Total Interest Income $163,198
Total Interest Expense $21,238
Total Non Interest Income $62,388
Total Non Interest Expense $131,901

Headquarters

100 North Main Street 58854, Watford City

First International Bank & Trust branches near me

Sorry, we could not find any branches close to your location

Total Loans and Leases Statistics

Total Loans and Leases $2,870,934 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020

First International Bank & Trust Mortgage Loans Profile

Classic Bank

84.29%

Application Approval Rate

Classic Bank

$377,011

Average Mortgage Loan Amount

Classic Bank

1,540

Number of Loan Applications

Classic Bank

$145,928

Average Income of Applicants with Approved Loans

Classic Bank

1.26%

Average Cost of Loans

Classic Bank

36.26%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 Cass

Number of Loan Applications
327
Average Loan Amount
$242,025
Approval Rate
85.32%
Average Income of Approved Loans’ Applicants
$124,684

2 Maricopa

Number of Loan Applications
266
Average Loan Amount
$804,906
Approval Rate
79.70%
Average Income of Approved Loans’ Applicants
$228,221

3 Burleigh

Number of Loan Applications
136
Average Loan Amount
$266,786
Approval Rate
82.35%
Average Income of Approved Loans’ Applicants
$142,905

4 Ward

Number of Loan Applications
121
Average Loan Amount
$218,879
Approval Rate
95.87%
Average Income of Approved Loans’ Applicants
$111,118

5 McKenzie

Number of Loan Applications
90
Average Loan Amount
$488,077
Approval Rate
86.67%
Average Income of Approved Loans’ Applicants
$129,587

6 Williams

Number of Loan Applications
86
Average Loan Amount
$649,247
Approval Rate
84.88%
Average Income of Approved Loans’ Applicants
$121,082

Top States by Number of Mortgage Loan Applications

1 North Dakota

Number of Loan Applications
943
Average Loan Amount
$295,884
Approval Rate
85.15%
Average Income of Approved Loans’ Applicants
$125,554

2 Arizona

Number of Loan Applications
322
Average Loan Amount
$716,550
Approval Rate
80.12%
Average Income of Approved Loans’ Applicants
$213,047

3 Minnesota

Number of Loan Applications
191
Average Loan Amount
$243,121
Approval Rate
86.39%
Average Income of Approved Loans’ Applicants
$133,485

4 Illinois

Number of Loan Applications
22
Average Loan Amount
$254,524
Approval Rate
95.45%
Average Income of Approved Loans’ Applicants
$110,789

5 Florida

Number of Loan Applications
7
Average Loan Amount
$207,500
Approval Rate
57.14%
Average Income of Approved Loans’ Applicants
$99,500

6 South Dakota

Number of Loan Applications
7
Average Loan Amount
$273,571
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$135,200