First Community Bank

Established in 1997

About First Community Bank

First Community Bank was established on 1997. The bank's headquarters are located at 1325 Harrison Street in Batesville, Arkansas.

First Community Bank is an FDIC insured bank with FDIC number 34533 managing assets to the value of $1,808,025 as of 12/31/2020.

First Community Bank has a Texas ratio of 8.15%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

8.15%
Texas Ratio
FDIC Certificate #

34533

Active Insured Since #

4/8/1997

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $1,808,025
Equity Capital $158,627
Total Deposits $1,468,202
Total Liabilities $1,649,398
Total Securities $235,794
Net Loans And Leases $1,364,242
Loan Loss Allowance $15,774
Total Loans And Leases $1,380,016
YTD (as of 12/31/2020)
Return On Assets 0.98%
Return On Equity 10.79%
Total Interest Income $74,201
Total Interest Expense $17,980
Total Non Interest Income $17,945
Total Non Interest Expense $48,909

Headquarters

1325 Harrison Street 72501, Batesville

First Community Bank branches near me

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Total Loans and Leases Statistics

Total Loans and Leases $1,380,016 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020

First Community Bank Mortgage Loans Profile

Classic Bank

68.20%

Application Approval Rate

Classic Bank

$132,402

Average Mortgage Loan Amount

Classic Bank

824

Number of Loan Applications

Classic Bank

$111,674

Average Income of Applicants with Approved Loans

Classic Bank

2.03%

Average Cost of Loans

Classic Bank

29.90%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 Independence

Number of Loan Applications
154
Average Loan Amount
$98,431
Approval Rate
66.23%
Average Income of Approved Loans’ Applicants
$86,253

2 White

Number of Loan Applications
127
Average Loan Amount
$166,359
Approval Rate
81.10%
Average Income of Approved Loans’ Applicants
$82,960

3 Craighead

Number of Loan Applications
99
Average Loan Amount
$184,726
Approval Rate
73.74%
Average Income of Approved Loans’ Applicants
$128,943

4 Newton

Number of Loan Applications
79
Average Loan Amount
$105,200
Approval Rate
63.29%
Average Income of Approved Loans’ Applicants
$150,765

5 Sharp

Number of Loan Applications
55
Average Loan Amount
$68,939
Approval Rate
60.00%
Average Income of Approved Loans’ Applicants
$64,000

6 Baxter

Number of Loan Applications
49
Average Loan Amount
$113,125
Approval Rate
65.31%
Average Income of Approved Loans’ Applicants
$91,731

Top States by Number of Mortgage Loan Applications

1 Arkansas

Number of Loan Applications
664
Average Loan Amount
$136,148
Approval Rate
68.22%
Average Income of Approved Loans’ Applicants
$109,220

2 Missouri

Number of Loan Applications
145
Average Loan Amount
$106,649
Approval Rate
66.90%
Average Income of Approved Loans’ Applicants
$122,333

3 Kansas

Number of Loan Applications
9
Average Loan Amount
$115,000
Approval Rate
88.89%
Average Income of Approved Loans’ Applicants
$174,200

4 Alabama

Number of Loan Applications
2
Average Loan Amount
$600,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$0

5 Oklahoma

Number of Loan Applications
2
Average Loan Amount
$135,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$60,000

6 North Carolina

Number of Loan Applications
1
Average Loan Amount
$0
Approval Rate
0.00%
Average Income of Approved Loans’ Applicants
$0