First Commercial Bank (USA)

Established in 1997

About First Commercial Bank (USA)

First Commercial Bank (USA) was established on 1997. The bank's headquarters are located at 200 East Main Street in Alhambra, California.

First Commercial Bank (USA) is an FDIC insured bank with FDIC number 34496 managing assets to the value of $766,539 as of 12/31/2020.

First Commercial Bank (USA) has a Texas ratio of 0.00%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

0.00%
Texas Ratio
FDIC Certificate #

34496

Active Insured Since #

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $766,539
Equity Capital $140,281
Total Deposits $534,219
Total Liabilities $626,258
Total Securities $34,892
Net Loans And Leases $653,570
Loan Loss Allowance $7,233
Total Loans And Leases $661,440
YTD (as of 12/31/2020)
Return On Assets 0.89%
Return On Equity 4.78%
Total Interest Income $25,429
Total Interest Expense $5,278
Total Non Interest Income $487
Total Non Interest Expense $10,878

Headquarters

200 East Main Street 91801, Alhambra

First Commercial Bank (USA) branches near me

Sorry, we could not find any branches close to your location

Total Loans and Leases Statistics

Total Loans and Leases $661,440 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020

First Commercial Bank (USA) Mortgage Loans Profile

Classic Bank

60.58%

Application Approval Rate

Classic Bank

$623,730

Average Mortgage Loan Amount

Classic Bank

104

Number of Loan Applications

Classic Bank

$202,456

Average Income of Applicants with Approved Loans

Classic Bank

0.00%

Average Cost of Loans

Classic Bank

0.00%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 Los Angeles

Number of Loan Applications
48
Average Loan Amount
$646,724
Approval Rate
60.42%
Average Income of Approved Loans’ Applicants
$236,458

2 Santa Clara

Number of Loan Applications
18
Average Loan Amount
$748,333
Approval Rate
66.67%
Average Income of Approved Loans’ Applicants
$219,727

3 Orange

Number of Loan Applications
16
Average Loan Amount
$793,889
Approval Rate
56.25%
Average Income of Approved Loans’ Applicants
$216,889

4 San Bernardino

Number of Loan Applications
10
Average Loan Amount
$287,000
Approval Rate
50.00%
Average Income of Approved Loans’ Applicants
$88,000

5 Riverside

Number of Loan Applications
4
Average Loan Amount
$350,000
Approval Rate
50.00%
Average Income of Approved Loans’ Applicants
$157,000

6 Contra Costa

Number of Loan Applications
3
Average Loan Amount
$378,333
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$132,667

Top States by Number of Mortgage Loan Applications

1 California

Number of Loan Applications
104
Average Loan Amount
$623,730
Approval Rate
60.58%
Average Income of Approved Loans’ Applicants
$202,456