First Bank

Established in 1906

About First Bank

First Bank was established on 1906. The bank's headquarters are located at 11901 Olive Boulevard in Creve Coeur, Missouri.

First Bank is an FDIC insured bank with FDIC number 12229 managing assets to the value of $6,580,061 as of 12/31/2020.

First Bank has a Texas ratio of 4.46%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

4.46%
Texas Ratio
FDIC Certificate #

12229

Active Insured Since #

1/1/1934

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $6,580,061
Equity Capital $682,145
Total Deposits $5,833,808
Total Liabilities $5,897,916
Total Securities $2,015,029
Net Loans And Leases $3,892,016
Loan Loss Allowance $51,899
Total Loans And Leases $3,952,813
YTD (as of 12/31/2020)
Return On Assets 1.70%
Return On Equity 16.09%
Total Interest Income $202,452
Total Interest Expense $19,696
Total Non Interest Income $152,738
Total Non Interest Expense $169,115

Headquarters

11901 Olive Boulevard 63141, Creve Coeur

First Bank branches near me

Sorry, we could not find any branches close to your location

Total Loans and Leases Statistics

Total Loans and Leases $3,952,813 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020

First Bank Mortgage Loans Profile

Classic Bank

65.27%

Application Approval Rate

Classic Bank

$253,690

Average Mortgage Loan Amount

Classic Bank

5,310

Number of Loan Applications

Classic Bank

$148,752

Average Income of Applicants with Approved Loans

Classic Bank

1.43%

Average Cost of Loans

Classic Bank

34.38%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 St Louis

Number of Loan Applications
599
Average Loan Amount
$211,532
Approval Rate
65.94%
Average Income of Approved Loans’ Applicants
$141,894

2 Los Angeles

Number of Loan Applications
592
Average Loan Amount
$375,651
Approval Rate
51.86%
Average Income of Approved Loans’ Applicants
$264,793

3 Douglas

Number of Loan Applications
288
Average Loan Amount
$215,367
Approval Rate
85.07%
Average Income of Approved Loans’ Applicants
$118,438

4 St Charles

Number of Loan Applications
261
Average Loan Amount
$158,186
Approval Rate
78.16%
Average Income of Approved Loans’ Applicants
$111,090

5 Johnson

Number of Loan Applications
255
Average Loan Amount
$291,000
Approval Rate
74.51%
Average Income of Approved Loans’ Applicants
$123,032

6 Orange

Number of Loan Applications
227
Average Loan Amount
$372,902
Approval Rate
63.00%
Average Income of Approved Loans’ Applicants
$378,825

Top States by Number of Mortgage Loan Applications

1 California

Number of Loan Applications
2,025
Average Loan Amount
$377,091
Approval Rate
56.44%
Average Income of Approved Loans’ Applicants
$222,199

2 Missouri

Number of Loan Applications
1,676
Average Loan Amount
$174,697
Approval Rate
68.85%
Average Income of Approved Loans’ Applicants
$113,007

3 Nebraska

Number of Loan Applications
663
Average Loan Amount
$212,197
Approval Rate
83.41%
Average Income of Approved Loans’ Applicants
$112,733

4 Illinois

Number of Loan Applications
356
Average Loan Amount
$101,624
Approval Rate
65.73%
Average Income of Approved Loans’ Applicants
$83,756

5 Kansas

Number of Loan Applications
317
Average Loan Amount
$274,025
Approval Rate
74.45%
Average Income of Approved Loans’ Applicants
$115,039

6 Massachusetts

Number of Loan Applications
68
Average Loan Amount
$0
Approval Rate
0.00%
Average Income of Approved Loans’ Applicants
$0