FBT Bank & Mortgage

Established in 1931

About FBT Bank & Mortgage

FBT Bank & Mortgage was established on 1931. The bank's headquarters are located at 200 West Fourth Street in Fordyce, Arkansas.

FBT Bank & Mortgage is an FDIC insured bank with FDIC number 1028 managing assets to the value of $199,605 as of 12/31/2020.

FBT Bank & Mortgage has a Texas ratio of 14.43%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

14.43%
Texas Ratio
FDIC Certificate #

1028

Active Insured Since #

1/1/1934

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $199,605
Equity Capital $21,837
Total Deposits $158,635
Total Liabilities $177,768
Total Securities $53,143
Net Loans And Leases $103,844
Loan Loss Allowance $1,426
Total Loans And Leases $105,270
YTD (as of 12/31/2020)
Return On Assets 0.97%
Return On Equity 8.81%
Total Interest Income $7,726
Total Interest Expense $1,335
Total Non Interest Income $2,323
Total Non Interest Expense $6,749

Headquarters

200 West Fourth Street 71742, Fordyce

FBT Bank & Mortgage branches near me

Sorry, we could not find any branches close to your location

Total Loans and Leases Statistics

Total Loans and Leases $105,270 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020

FBT Bank & Mortgage Mortgage Loans Profile

Classic Bank

93.59%

Application Approval Rate

Classic Bank

$65,685

Average Mortgage Loan Amount

Classic Bank

78

Number of Loan Applications

Classic Bank

$95,015

Average Income of Applicants with Approved Loans

Classic Bank

0.00%

Average Cost of Loans

Classic Bank

0.00%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 Jefferson

Number of Loan Applications
41
Average Loan Amount
$64,512
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$106,743

2 Cleveland

Number of Loan Applications
37
Average Loan Amount
$67,188
Approval Rate
86.49%
Average Income of Approved Loans’ Applicants
$81,774

Top States by Number of Mortgage Loan Applications

1 Arkansas

Number of Loan Applications
78
Average Loan Amount
$65,685
Approval Rate
93.59%
Average Income of Approved Loans’ Applicants
$95,015