EverTrust Bank

Established in 1995

About EverTrust Bank

EverTrust Bank was established on 1995. The bank's headquarters are located at 2 North Lake Ave., Suite 1030 in Pasadena, California.

EverTrust Bank is an FDIC insured bank with FDIC number 34010 managing assets to the value of $1,000,500 as of 12/31/2020.

EverTrust Bank has a Texas ratio of 0.05%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

0.05%
Texas Ratio
FDIC Certificate #

34010

Active Insured Since #

3/5/1995

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $1,000,500
Equity Capital $200,057
Total Deposits $756,990
Total Liabilities $800,443
Total Securities $38,191
Net Loans And Leases $694,328
Loan Loss Allowance $9,797
Total Loans And Leases $706,248
YTD (as of 12/31/2020)
Return On Assets 0.99%
Return On Equity 4.87%
Total Interest Income $37,332
Total Interest Expense $7,451
Total Non Interest Income $1,176
Total Non Interest Expense $14,941

Headquarters

2 North Lake Ave., Suite 1030 91101, Pasadena

EverTrust Bank branches near me

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Total Loans and Leases Statistics

Total Loans and Leases $706,248 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020

EverTrust Bank Mortgage Loans Profile

Classic Bank

70.97%

Application Approval Rate

Classic Bank

$2,112,500

Average Mortgage Loan Amount

Classic Bank

62

Number of Loan Applications

Classic Bank

$182,476

Average Income of Applicants with Approved Loans

Classic Bank

0.00%

Average Cost of Loans

Classic Bank

0.00%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 Los Angeles

Number of Loan Applications
41
Average Loan Amount
$2,728,125
Approval Rate
78.05%
Average Income of Approved Loans’ Applicants
$210,667

2 Orange

Number of Loan Applications
8
Average Loan Amount
$709,000
Approval Rate
62.50%
Average Income of Approved Loans’ Applicants
$233,800

3 Riverside

Number of Loan Applications
7
Average Loan Amount
$270,000
Approval Rate
57.14%
Average Income of Approved Loans’ Applicants
$120,750

4 San Bernardino

Number of Loan Applications
6
Average Loan Amount
$341,667
Approval Rate
50.00%
Average Income of Approved Loans’ Applicants
$94,667

Top States by Number of Mortgage Loan Applications

1 California

Number of Loan Applications
62
Average Loan Amount
$2,112,500
Approval Rate
70.97%
Average Income of Approved Loans’ Applicants
$182,476