Cross County Bank

Established in 1891

About Cross County Bank

Cross County Bank was established on 1891. The bank's headquarters are located at 1 Cross County Plaza in Wynne, Arkansas.

Cross County Bank is an FDIC insured bank with FDIC number 13821 managing assets to the value of $301,090 as of 12/31/2020.

Cross County Bank has a Texas ratio of 5.07%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

5.07%
Texas Ratio
FDIC Certificate #

13821

Active Insured Since #

1/2/1934

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $301,090
Equity Capital $35,582
Total Deposits $263,847
Total Liabilities $265,508
Total Securities $7,601
Net Loans And Leases $236,922
Loan Loss Allowance $5,166
Total Loans And Leases $242,088
YTD (as of 12/31/2020)
Return On Assets 1.37%
Return On Equity 11.42%
Total Interest Income $14,638
Total Interest Expense $2,242
Total Non Interest Income $1,423
Total Non Interest Expense $8,094

Headquarters

1 Cross County Plaza 72396, Wynne

Cross County Bank branches near me

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Total Loans and Leases Statistics

Total Loans and Leases $242,088 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020

Cross County Bank Mortgage Loans Profile

Classic Bank

86.67%

Application Approval Rate

Classic Bank

$161,239

Average Mortgage Loan Amount

Classic Bank

135

Number of Loan Applications

Classic Bank

$147,087

Average Income of Applicants with Approved Loans

Classic Bank

0.00%

Average Cost of Loans

Classic Bank

0.00%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 Craighead

Number of Loan Applications
58
Average Loan Amount
$220,769
Approval Rate
89.66%
Average Income of Approved Loans’ Applicants
$229,125

2 Cross

Number of Loan Applications
27
Average Loan Amount
$46,500
Approval Rate
74.07%
Average Income of Approved Loans’ Applicants
$115,500

3 Mississippi

Number of Loan Applications
11
Average Loan Amount
$220,000
Approval Rate
90.91%
Average Income of Approved Loans’ Applicants
$101,667

4 St Francis

Number of Loan Applications
10
Average Loan Amount
$88,333
Approval Rate
90.00%
Average Income of Approved Loans’ Applicants
$229,800

5 Greene

Number of Loan Applications
7
Average Loan Amount
$126,429
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$62,000

6 Lawrence

Number of Loan Applications
6
Average Loan Amount
$283,000
Approval Rate
83.33%
Average Income of Approved Loans’ Applicants
$208,000

Top States by Number of Mortgage Loan Applications

1 Arkansas

Number of Loan Applications
134
Average Loan Amount
$160,345
Approval Rate
86.57%
Average Income of Approved Loans’ Applicants
$147,087

2 Tennessee

Number of Loan Applications
1
Average Loan Amount
$265,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$0