About Commercial Bank & Trust Company

Commercial Bank & Trust Company was established on 1913. The bank's headquarters are located at 212 West Gaines Street in Monticello, Arkansas.

Commercial Bank & Trust Company is an FDIC insured bank with FDIC number 90 managing assets to the value of $240,291 as of 12/31/2020.

Commercial Bank & Trust Company has a Texas ratio of 6.20%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

Texas Ratio
FDIC Certificate #


Active Insured Since #


Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $240,291
Equity Capital $22,550
Total Deposits $217,511
Total Liabilities $217,741
Total Securities $79,578
Net Loans And Leases $136,436
Loan Loss Allowance $1,075
Total Loans And Leases $137,511
YTD (as of 12/31/2020)
Return On Assets 1.18%
Return On Equity 12.00%
Total Interest Income $9,618
Total Interest Expense $2,093
Total Non Interest Income $994
Total Non Interest Expense $5,666


212 West Gaines Street 71655, Monticello

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Total Loans and Leases Statistics

Total Loans and Leases $137,511 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020