Central Bank

Established in 2007

About Central Bank

Central Bank was established on 2007. The bank's headquarters are located at 20701 Bruce B. Downs Blvd in Tampa, Florida.

Central Bank is an FDIC insured bank with FDIC number 58377 managing assets to the value of $266,811 as of 12/31/2020.

Central Bank has a Texas ratio of 9.53%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

9.53%
Texas Ratio
FDIC Certificate #

58377

Active Insured Since #

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $266,811
Equity Capital $21,071
Total Deposits $183,384
Total Liabilities $245,740
Total Securities $6,905
Net Loans And Leases $230,095
Loan Loss Allowance $3,020
Total Loans And Leases $233,115
YTD (as of 12/31/2020)
Return On Assets 0.73%
Return On Equity 9.02%
Total Interest Income $11,570
Total Interest Expense $2,806
Total Non Interest Income $1,143
Total Non Interest Expense $6,335

Headquarters

20701 Bruce B. Downs Blvd 33647, Tampa

Central Bank branches near me

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Total Loans and Leases Statistics

Total Loans and Leases $233,115 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020

Central Bank Mortgage Loans Profile

Classic Bank

63.16%

Application Approval Rate

Classic Bank

$382,333

Average Mortgage Loan Amount

Classic Bank

95

Number of Loan Applications

Classic Bank

$182,123

Average Income of Applicants with Approved Loans

Classic Bank

0.00%

Average Cost of Loans

Classic Bank

0.00%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 Orange

Number of Loan Applications
18
Average Loan Amount
$453,333
Approval Rate
66.67%
Average Income of Approved Loans’ Applicants
$185,250

2 Charlotte

Number of Loan Applications
11
Average Loan Amount
$195,000
Approval Rate
81.82%
Average Income of Approved Loans’ Applicants
$163,000

3 Pasco

Number of Loan Applications
10
Average Loan Amount
$369,286
Approval Rate
70.00%
Average Income of Approved Loans’ Applicants
$113,143

4 Hillsborough

Number of Loan Applications
9
Average Loan Amount
$450,000
Approval Rate
44.44%
Average Income of Approved Loans’ Applicants
$219,500

5 Pinellas

Number of Loan Applications
7
Average Loan Amount
$471,667
Approval Rate
85.71%
Average Income of Approved Loans’ Applicants
$286,400

6 St Johns

Number of Loan Applications
6
Average Loan Amount
$358,333
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$105,250

Top States by Number of Mortgage Loan Applications

1 Florida

Number of Loan Applications
92
Average Loan Amount
$382,333
Approval Rate
65.22%
Average Income of Approved Loans’ Applicants
$182,123

2 Massachusetts

Number of Loan Applications
1
Average Loan Amount
$0
Approval Rate
0.00%
Average Income of Approved Loans’ Applicants
$0

3 Missouri

Number of Loan Applications
1
Average Loan Amount
$0
Approval Rate
0.00%
Average Income of Approved Loans’ Applicants
$0

4 Vermont

Number of Loan Applications
1
Average Loan Amount
$0
Approval Rate
0.00%
Average Income of Approved Loans’ Applicants
$0