Central Bank

Established in 1912

About Central Bank

Central Bank was established on 1912. The bank's headquarters are located at 1506 Market Street, Suite C180 in Little Rock, Arkansas.

Central Bank is an FDIC insured bank with FDIC number 1756 managing assets to the value of $320,575 as of 12/31/2020.

Central Bank has a Texas ratio of 0.62%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

0.62%
Texas Ratio
FDIC Certificate #

1756

Active Insured Since #

1/1/1934

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $320,575
Equity Capital $29,561
Total Deposits $262,186
Total Liabilities $291,014
Total Securities $45,704
Net Loans And Leases $214,144
Loan Loss Allowance $2,581
Total Loans And Leases $217,056
YTD (as of 12/31/2020)
Return On Assets 1.16%
Return On Equity 12.24%
Total Interest Income $12,526
Total Interest Expense $4,067
Total Non Interest Income $1,800
Total Non Interest Expense $5,117

Headquarters

1506 Market Street, Suite C180 72211, Little Rock

Central Bank branches near me

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Total Loans and Leases Statistics

Total Loans and Leases $217,056 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020

Central Bank Mortgage Loans Profile

Classic Bank

82.54%

Application Approval Rate

Classic Bank

$491,538

Average Mortgage Loan Amount

Classic Bank

63

Number of Loan Applications

Classic Bank

$44,000

Average Income of Applicants with Approved Loans

Classic Bank

2.12%

Average Cost of Loans

Classic Bank

37.00%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 Pulaski

Number of Loan Applications
39
Average Loan Amount
$481,944
Approval Rate
92.31%
Average Income of Approved Loans’ Applicants
$44,000

2 Saline

Number of Loan Applications
8
Average Loan Amount
$138,333
Approval Rate
37.50%
Average Income of Approved Loans’ Applicants
$0

3 Benton

Number of Loan Applications
7
Average Loan Amount
$683,571
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$0

4 Garland

Number of Loan Applications
2
Average Loan Amount
$315,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$0

5 Washington

Number of Loan Applications
2
Average Loan Amount
$205,000
Approval Rate
50.00%
Average Income of Approved Loans’ Applicants
$0

6 Barry

Number of Loan Applications
2
Average Loan Amount
$0
Approval Rate
0.00%
Average Income of Approved Loans’ Applicants
$0

Top States by Number of Mortgage Loan Applications

1 Arkansas

Number of Loan Applications
59
Average Loan Amount
$508,200
Approval Rate
84.75%
Average Income of Approved Loans’ Applicants
$44,000

2 Missouri

Number of Loan Applications
2
Average Loan Amount
$0
Approval Rate
0.00%
Average Income of Approved Loans’ Applicants
$0

3 Oklahoma

Number of Loan Applications
2
Average Loan Amount
$75,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$0