Cadence Bank, N.A.

Established in 1887

About Cadence Bank, N.A.

Cadence Bank, N.A. was established on 1887. The bank's headquarters are located at 1349 W Peachtree St Nw in Atlanta, Georgia.

Cadence Bank, N.A. is an FDIC insured bank with FDIC number 4999 managing assets to the value of $18,701,017 as of 12/31/2020.

Cadence Bank, N.A. has a Texas ratio of 6.03%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

6.03%
Texas Ratio
FDIC Certificate #

4999

Active Insured Since #

1/1/1934

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $18,701,017
Equity Capital $2,184,216
Total Deposits $16,228,140
Total Liabilities $16,516,801
Total Securities $3,332,168
Net Loans And Leases $12,398,987
Loan Loss Allowance $367,160
Total Loans And Leases $12,766,147
YTD (as of 12/31/2020)
Return On Assets -1.06%
Return On Equity -8.55%
Total Interest Income $711,166
Total Interest Expense $78,238
Total Non Interest Income $298,538
Total Non Interest Expense $820,233

Headquarters

1349 W Peachtree St Nw 30309, Atlanta

Cadence Bank, N.A. branches near me

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Total Loans and Leases Statistics

Total Loans and Leases $12,766,147 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020

Cadence Bank, N.A. Mortgage Loans Profile

Classic Bank

66.96%

Application Approval Rate

Classic Bank

$263,155

Average Mortgage Loan Amount

Classic Bank

4,144

Number of Loan Applications

Classic Bank

$180,251

Average Income of Applicants with Approved Loans

Classic Bank

1.56%

Average Cost of Loans

Classic Bank

34.62%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 Harris

Number of Loan Applications
1,048
Average Loan Amount
$337,279
Approval Rate
65.74%
Average Income of Approved Loans’ Applicants
$223,148

2 Tuscaloosa

Number of Loan Applications
316
Average Loan Amount
$217,373
Approval Rate
74.68%
Average Income of Approved Loans’ Applicants
$140,635

3 Jefferson

Number of Loan Applications
301
Average Loan Amount
$174,221
Approval Rate
81.06%
Average Income of Approved Loans’ Applicants
$157,991

4 Montgomery

Number of Loan Applications
221
Average Loan Amount
$204,844
Approval Rate
57.92%
Average Income of Approved Loans’ Applicants
$143,123

5 Fort Bend

Number of Loan Applications
196
Average Loan Amount
$221,320
Approval Rate
63.78%
Average Income of Approved Loans’ Applicants
$124,789

6 Madison

Number of Loan Applications
176
Average Loan Amount
$200,414
Approval Rate
75.57%
Average Income of Approved Loans’ Applicants
$99,984

Top States by Number of Mortgage Loan Applications

1 Texas

Number of Loan Applications
1,889
Average Loan Amount
$308,810
Approval Rate
64.48%
Average Income of Approved Loans’ Applicants
$212,573

2 Alabama

Number of Loan Applications
1,155
Average Loan Amount
$191,373
Approval Rate
75.67%
Average Income of Approved Loans’ Applicants
$119,539

3 Georgia

Number of Loan Applications
557
Average Loan Amount
$198,481
Approval Rate
60.86%
Average Income of Approved Loans’ Applicants
$189,758

4 Florida

Number of Loan Applications
237
Average Loan Amount
$387,857
Approval Rate
53.16%
Average Income of Approved Loans’ Applicants
$232,975

5 Mississippi

Number of Loan Applications
211
Average Loan Amount
$176,987
Approval Rate
73.93%
Average Income of Approved Loans’ Applicants
$108,551

6 South Carolina

Number of Loan Applications
34
Average Loan Amount
$972,407
Approval Rate
79.41%
Average Income of Approved Loans’ Applicants
$247,091