Beach Community Bank

Established in 2001

About Beach Community Bank

Beach Community Bank was established on 2001. The bank's headquarters are located at 17 Southeast Eglin Parkway in Fort Walton Beach, Florida.

Beach Community Bank is an FDIC insured bank with FDIC number 57131 managing assets to the value of $573,735 as of 12/31/2020.

Beach Community Bank has a Texas ratio of 21.33%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

21.33%
Texas Ratio
FDIC Certificate #

57131

Active Insured Since #

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $573,735
Equity Capital $78,591
Total Deposits $431,584
Total Liabilities $495,145
Total Securities $14,656
Net Loans And Leases $407,678
Loan Loss Allowance $4,699
Total Loans And Leases $412,377
YTD (as of 12/31/2020)
Return On Assets -0.17%
Return On Equity -1.20%
Total Interest Income $18,899
Total Interest Expense $4,089
Total Non Interest Income $6,981
Total Non Interest Expense $21,099

Headquarters

17 Southeast Eglin Parkway 32548, Fort Walton Beach

Beach Community Bank branches near me

Sorry, we could not find any branches close to your location

Total Loans and Leases Statistics

Total Loans and Leases $412,377 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020

Beach Community Bank Mortgage Loans Profile

Classic Bank

15.79%

Application Approval Rate

Classic Bank

$511,667

Average Mortgage Loan Amount

Classic Bank

76

Number of Loan Applications

Classic Bank

$262,667

Average Income of Applicants with Approved Loans

Classic Bank

0.00%

Average Cost of Loans

Classic Bank

0.00%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 Okaloosa

Number of Loan Applications
40
Average Loan Amount
$170,000
Approval Rate
5.00%
Average Income of Approved Loans’ Applicants
$0

2 Walton

Number of Loan Applications
10
Average Loan Amount
$0
Approval Rate
0.00%
Average Income of Approved Loans’ Applicants
$0

3 Santa Rosa

Number of Loan Applications
7
Average Loan Amount
$125,000
Approval Rate
14.29%
Average Income of Approved Loans’ Applicants
$176,000

4 Escambia

Number of Loan Applications
7
Average Loan Amount
$209,000
Approval Rate
71.43%
Average Income of Approved Loans’ Applicants
$306,000

5 Bay

Number of Loan Applications
4
Average Loan Amount
$175,000
Approval Rate
25.00%
Average Income of Approved Loans’ Applicants
$0

6 Hillsborough

Number of Loan Applications
3
Average Loan Amount
$695,000
Approval Rate
33.33%
Average Income of Approved Loans’ Applicants
$0

Top States by Number of Mortgage Loan Applications

1 Florida

Number of Loan Applications
73
Average Loan Amount
$238,000
Approval Rate
13.70%
Average Income of Approved Loans’ Applicants
$262,667

2 Alabama

Number of Loan Applications
2
Average Loan Amount
$275,000
Approval Rate
50.00%
Average Income of Approved Loans’ Applicants
$0

3 Mississippi

Number of Loan Applications
1
Average Loan Amount
$3,485,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$0