BBVA USA

Established in 1964

About BBVA USA

BBVA USA was established on 1964. The bank's headquarters are located at 15 20th Street S in Birmingham, Alabama.

BBVA USA is an FDIC insured bank with FDIC number 19048 managing assets to the value of $101,630,248 as of 12/31/2020.

BBVA USA has a Texas ratio of 11.84%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

11.84%
Texas Ratio
FDIC Certificate #

19048

Active Insured Since #

2/3/1964

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $101,630,248
Equity Capital $10,688,359
Total Deposits $86,192,862
Total Liabilities $90,941,889
Total Securities $16,058,896
Net Loans And Leases $64,116,879
Loan Loss Allowance $1,679,474
Total Loans And Leases $65,796,353
YTD (as of 12/31/2020)
Return On Assets -1.99%
Return On Equity -18.01%
Total Interest Income $2,941,715
Total Interest Expense $429,695
Total Non Interest Income $787,262
Total Non Interest Expense $4,289,380

Headquarters

15 20th Street S 35233, Birmingham

BBVA USA branches near me

Sorry, we could not find any branches close to your location

Total Loans and Leases Statistics

Total Loans and Leases $65,796,353 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020

BBVA USA Mortgage Loans Profile

Classic Bank

44.82%

Application Approval Rate

Classic Bank

$330,344

Average Mortgage Loan Amount

Classic Bank

30,358

Number of Loan Applications

Classic Bank

$200,356

Average Income of Applicants with Approved Loans

Classic Bank

1.16%

Average Cost of Loans

Classic Bank

35.41%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 Maricopa

Number of Loan Applications
2,267
Average Loan Amount
$388,325
Approval Rate
53.60%
Average Income of Approved Loans’ Applicants
$226,910

2 Harris

Number of Loan Applications
2,152
Average Loan Amount
$442,229
Approval Rate
43.77%
Average Income of Approved Loans’ Applicants
$274,084

3 Tarrant

Number of Loan Applications
1,280
Average Loan Amount
$183,707
Approval Rate
36.25%
Average Income of Approved Loans’ Applicants
$142,193

4 Dallas

Number of Loan Applications
1,262
Average Loan Amount
$271,181
Approval Rate
34.23%
Average Income of Approved Loans’ Applicants
$188,969

5 Jefferson

Number of Loan Applications
1,030
Average Loan Amount
$213,735
Approval Rate
47.57%
Average Income of Approved Loans’ Applicants
$186,533

6 Travis

Number of Loan Applications
986
Average Loan Amount
$485,206
Approval Rate
44.32%
Average Income of Approved Loans’ Applicants
$251,040

Top States by Number of Mortgage Loan Applications

1 Texas

Number of Loan Applications
13,692
Average Loan Amount
$276,094
Approval Rate
38.18%
Average Income of Approved Loans’ Applicants
$186,404

2 California

Number of Loan Applications
4,329
Average Loan Amount
$573,587
Approval Rate
49.69%
Average Income of Approved Loans’ Applicants
$301,336

3 Alabama

Number of Loan Applications
4,158
Average Loan Amount
$171,449
Approval Rate
50.87%
Average Income of Approved Loans’ Applicants
$119,358

4 Arizona

Number of Loan Applications
3,298
Average Loan Amount
$344,807
Approval Rate
51.97%
Average Income of Approved Loans’ Applicants
$201,410

5 Florida

Number of Loan Applications
2,442
Average Loan Amount
$327,417
Approval Rate
47.09%
Average Income of Approved Loans’ Applicants
$200,493

6 Colorado

Number of Loan Applications
1,687
Average Loan Amount
$386,821
Approval Rate
51.10%
Average Income of Approved Loans’ Applicants
$217,571