Bank of Stockton

Established in 1867

About Bank of Stockton

Bank of Stockton was established on 1867. The bank's headquarters are located at 301 East Miner Avenue in Stockton, California.

Bank of Stockton is an FDIC insured bank with FDIC number 1536 managing assets to the value of $4,310,962 as of 12/31/2020.

Bank of Stockton has a Texas ratio of 0.60%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

0.60%
Texas Ratio
FDIC Certificate #

1536

Active Insured Since #

1/1/1934

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $4,310,962
Equity Capital $624,102
Total Deposits $3,532,360
Total Liabilities $3,686,860
Total Securities $1,549,930
Net Loans And Leases $1,801,032
Loan Loss Allowance $63,977
Total Loans And Leases $1,865,009
YTD (as of 12/31/2020)
Return On Assets 0.82%
Return On Equity 5.15%
Total Interest Income $129,131
Total Interest Expense $5,232
Total Non Interest Income $20,996
Total Non Interest Expense $65,273

Headquarters

301 East Miner Avenue 95202, Stockton

Bank of Stockton branches near me

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Total Loans and Leases Statistics

Total Loans and Leases $1,865,009 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020

Bank of Stockton Mortgage Loans Profile

Classic Bank

68.56%

Application Approval Rate

Classic Bank

$437,556

Average Mortgage Loan Amount

Classic Bank

194

Number of Loan Applications

Classic Bank

$3,208,833

Average Income of Applicants with Approved Loans

Classic Bank

0.00%

Average Cost of Loans

Classic Bank

0.00%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 San Joaquin

Number of Loan Applications
93
Average Loan Amount
$346,613
Approval Rate
66.67%
Average Income of Approved Loans’ Applicants
$7,121,159

2 Stanislaus

Number of Loan Applications
45
Average Loan Amount
$318,636
Approval Rate
73.33%
Average Income of Approved Loans’ Applicants
$179,280

3 Sacramento

Number of Loan Applications
11
Average Loan Amount
$356,250
Approval Rate
72.73%
Average Income of Approved Loans’ Applicants
$324,286

4 Tuolumne

Number of Loan Applications
9
Average Loan Amount
$195,000
Approval Rate
66.67%
Average Income of Approved Loans’ Applicants
$199,750

5 Calaveras

Number of Loan Applications
8
Average Loan Amount
$243,000
Approval Rate
62.50%
Average Income of Approved Loans’ Applicants
$323,600

6 Solano

Number of Loan Applications
6
Average Loan Amount
$3,139,000
Approval Rate
83.33%
Average Income of Approved Loans’ Applicants
$148,333

Top States by Number of Mortgage Loan Applications

1 California

Number of Loan Applications
193
Average Loan Amount
$439,318
Approval Rate
68.39%
Average Income of Approved Loans’ Applicants
$3,239,465

2 Oregon

Number of Loan Applications
1
Average Loan Amount
$205,000
Approval Rate
100.00%
Average Income of Approved Loans’ Applicants
$115,000