Ameris Bank

Established in 1971

About Ameris Bank

Ameris Bank was established on 1971. The bank's headquarters are located at 3490 Piedmont Rd, Ne in Atlanta, Georgia.

Ameris Bank is an FDIC insured bank with FDIC number 20504 managing assets to the value of $20,350,488 as of 12/31/2020.

Ameris Bank has a Texas ratio of 3.54%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

3.54%
Texas Ratio
FDIC Certificate #

20504

Active Insured Since #

1/10/1971

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $20,350,488
Equity Capital $2,834,385
Total Deposits $17,126,418
Total Liabilities $17,516,103
Total Securities $983,345
Net Loans And Leases $15,449,161
Loan Loss Allowance $199,423
Total Loans And Leases $15,648,584
YTD (as of 12/31/2020)
Return On Assets 1.48%
Return On Equity 10.54%
Total Interest Income $726,503
Total Interest Expense $71,134
Total Non Interest Income $442,791
Total Non Interest Expense $603,555

Headquarters

3490 Piedmont Rd, Ne 30305, Atlanta

Ameris Bank branches near me

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Total Loans and Leases Statistics

Total Loans and Leases $15,648,584 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020

Ameris Bank Mortgage Loans Profile

Classic Bank

74.75%

Application Approval Rate

Classic Bank

$269,644

Average Mortgage Loan Amount

Classic Bank

21,524

Number of Loan Applications

Classic Bank

$114,068

Average Income of Applicants with Approved Loans

Classic Bank

1.82%

Average Cost of Loans

Classic Bank

35.95%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 Fulton

Number of Loan Applications
1,265
Average Loan Amount
$366,309
Approval Rate
74.86%
Average Income of Approved Loans’ Applicants
$163,251

2 Gwinnett

Number of Loan Applications
859
Average Loan Amount
$250,292
Approval Rate
73.69%
Average Income of Approved Loans’ Applicants
$90,782

3 De Kalb

Number of Loan Applications
839
Average Loan Amount
$325,863
Approval Rate
74.61%
Average Income of Approved Loans’ Applicants
$128,976

4 Cobb

Number of Loan Applications
802
Average Loan Amount
$288,797
Approval Rate
79.80%
Average Income of Approved Loans’ Applicants
$122,021

5 Charleston

Number of Loan Applications
598
Average Loan Amount
$322,632
Approval Rate
69.90%
Average Income of Approved Loans’ Applicants
$128,076

6 Richland

Number of Loan Applications
527
Average Loan Amount
$228,789
Approval Rate
73.62%
Average Income of Approved Loans’ Applicants
$87,954

Top States by Number of Mortgage Loan Applications

1 Georgia

Number of Loan Applications
9,376
Average Loan Amount
$262,160
Approval Rate
75.26%
Average Income of Approved Loans’ Applicants
$114,687

2 Florida

Number of Loan Applications
4,013
Average Loan Amount
$264,496
Approval Rate
70.70%
Average Income of Approved Loans’ Applicants
$120,837

3 South Carolina

Number of Loan Applications
3,438
Average Loan Amount
$255,046
Approval Rate
75.63%
Average Income of Approved Loans’ Applicants
$103,855

4 Virginia

Number of Loan Applications
963
Average Loan Amount
$338,879
Approval Rate
80.58%
Average Income of Approved Loans’ Applicants
$125,537

5 North Carolina

Number of Loan Applications
908
Average Loan Amount
$249,836
Approval Rate
73.79%
Average Income of Approved Loans’ Applicants
$108,753

6 Alabama

Number of Loan Applications
822
Average Loan Amount
$178,813
Approval Rate
82.00%
Average Income of Approved Loans’ Applicants
$93,861