About Academy Bank, National Association

Academy Bank, National Association was established on 1966. The bank's headquarters are located at 1881 Main St in Kansas City, Missouri.

Academy Bank, National Association is an FDIC insured bank with FDIC number 19600 managing assets to the value of $2,291,991 as of 12/31/2020.

Academy Bank, National Association has a Texas ratio of 6.11%.
The bank Texas Ratio is an indicator of the bank's health developed at RBC Capital Markets to measure a financial institution's credit troubles. The lower the Texas Ratio, the healthier the bank.

About the Bank

6.11%
Texas Ratio
FDIC Certificate #

19600

Active Insured Since #

Financial Profile

Dollar figures in thousands (000's)

As of 12/31/2020
Total Assets $2,291,991
Equity Capital $356,212
Total Deposits $1,873,362
Total Liabilities $1,935,779
Total Securities $352,175
Net Loans And Leases $1,619,933
Loan Loss Allowance $33,603
Total Loans And Leases $1,653,536
YTD (as of 12/31/2020)
Return On Assets 0.45%
Return On Equity 3.45%
Total Interest Income $87,693
Total Interest Expense $23,497
Total Non Interest Income $65,657
Total Non Interest Expense $95,375

Headquarters

1881 Main St 64108, Kansas City

Academy Bank, National Association branches near me

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Total Loans and Leases Statistics

Total Loans and Leases $1,653,536 In thousands (000's) * All data provided by fdic.gov updated 12/31/2020

Academy Bank, National Association Mortgage Loans Profile

Classic Bank

71.18%

Application Approval Rate

Classic Bank

$295,112

Average Mortgage Loan Amount

Classic Bank

1,131

Number of Loan Applications

Classic Bank

$129,744

Average Income of Applicants with Approved Loans

Classic Bank

0.00%

Average Cost of Loans

Classic Bank

0.00%

Average Debt to Income Ratio

* All data provided by the Home Mortgage Disclosure Act, at cfpb.gov updated 12/31/2019

Distribution of Mortgage Loans

Top Counties by Number of Mortgage Loan Applications

1 Johnson

Number of Loan Applications
410
Average Loan Amount
$311,687
Approval Rate
79.51%
Average Income of Approved Loans’ Applicants
$140,965

2 Jackson

Number of Loan Applications
260
Average Loan Amount
$213,796
Approval Rate
73.46%
Average Income of Approved Loans’ Applicants
$104,446

3 Wyandotte

Number of Loan Applications
62
Average Loan Amount
$321,667
Approval Rate
77.42%
Average Income of Approved Loans’ Applicants
$99,048

4 Clay

Number of Loan Applications
52
Average Loan Amount
$241,579
Approval Rate
73.08%
Average Income of Approved Loans’ Applicants
$85,424

5 Platte

Number of Loan Applications
22
Average Loan Amount
$527,143
Approval Rate
63.64%
Average Income of Approved Loans’ Applicants
$175,833

6 Cass

Number of Loan Applications
21
Average Loan Amount
$259,545
Approval Rate
52.38%
Average Income of Approved Loans’ Applicants
$121,182

Top States by Number of Mortgage Loan Applications

1 Kansas

Number of Loan Applications
539
Average Loan Amount
$301,826
Approval Rate
77.74%
Average Income of Approved Loans’ Applicants
$136,328

2 Missouri

Number of Loan Applications
418
Average Loan Amount
$233,333
Approval Rate
67.46%
Average Income of Approved Loans’ Applicants
$104,373

3 Colorado

Number of Loan Applications
104
Average Loan Amount
$467,097
Approval Rate
59.62%
Average Income of Approved Loans’ Applicants
$158,094

4 Arizona

Number of Loan Applications
15
Average Loan Amount
$739,286
Approval Rate
46.67%
Average Income of Approved Loans’ Applicants
$308,667

5 Florida

Number of Loan Applications
9
Average Loan Amount
$309,286
Approval Rate
77.78%
Average Income of Approved Loans’ Applicants
$229,857

6 Texas

Number of Loan Applications
8
Average Loan Amount
$355,000
Approval Rate
75.00%
Average Income of Approved Loans’ Applicants
$187,500